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Personal loans

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Personal loans · 209 Car & vehicle loans · 217

209 personal loans from 79 providers

Rates checked 1 Oct
How we rank
PlentiPlenti

Plenti · non-bank lender

Plenti Personal Loan
Minimum income applies

Extra repayments · Digital banking

Rates from 5.80% to 24.09%

from 5.80%Variable rate
5.80%^comparison
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no commission on this product

NOW FinanceNOW Finance

NOW Finance · non-bank lender

Secured Personal Loan
Employment conditions apply

Extra repayments · Digital banking · Notifications

Secured · New or used vehicles · Vehicles up to 21 years old · Rates from 5.95% to 16.25%

from 5.95%Fixed 2 yr rate
5.95%^comparison
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no commission on this product

NOW FinanceNOW Finance

NOW Finance · non-bank lender

Unsecured Personal Loan
Employment conditions apply

Extra repayments · Digital banking · Notifications

Unsecured · New or used vehicles · Rates from 5.95% to 18.15%

from 5.95%Fixed 2 yr rate
5.95%^comparison
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no commission on this product

Pepper MoneyPepper Money

Pepper Money · non-bank lender

Secured Personal Loan
Employment conditions apply

Extra repayments · Digital banking · Notifications

Secured · New or used vehicles · Vehicles up to 21 years old · Rates from 5.95% to 16.25%

from 5.95%Fixed 2 yr rate
5.95%^comparison
Go to provider
Details ›

no commission on this product

Pepper MoneyPepper Money

Pepper Money · non-bank lender

Unsecured Personal Loan
Employment conditions apply

Extra repayments · Digital banking · Notifications

Unsecured · New or used vehicles · Rates from 5.95% to 18.15%

from 5.95%Fixed 2 yr rate
5.95%^comparison
Go to provider
Details ›

no commission on this product

NORTHERN INLAND CREDIT UNION LTD.NORTHERN INLAND CREDIT UNION LTD.

NORTHERN INLAND CREDIT UNION LTD.

Green Loan
purpose-restricted

Redraw · Digital banking

Unsecured

6.49%Fixed 1 yr rate
6.49%^comparison
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no commission on this product

Bank of usBank of us

Bank of us

Personal Loan

Redraw · Extra repayments · Npp enabled

Unsecured · Rates from 6.49% to 10.99%

from 6.49%Variable rate
6.77%^comparison
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no commission on this product

MoneyMeMoneyMe

MoneyMe · non-bank lender

MoneyMe Personal Loan
Employment conditions apply

Extra repayments · Npp enabled · Digital banking

Rates from 6.24% to 26.10%

from 6.24%Variable rate
6.95%^comparison
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Details ›

no commission on this product

ING BANK (Australia) Ltd

ING BANK (Australia) Ltd

ING Personal Loan
Minimum income applies

Digital banking

Unsecured · Rates from 6.19% to 19.99%

from 6.19%Fixed 7 yr rate
7.03%^comparison
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no commission on this product

CENTRAL WEST CREDIT UNION LTDCENTRAL WEST CREDIT UNION LTD

CENTRAL WEST CREDIT UNION LTD

Set-Off Loan

Redraw · Extra repayments · Digital banking

Secured

7.15%Variable rate
7.36%^comparison
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no commission on this product

TRANSPORT MUTUAL CREDIT UNION LTDTRANSPORT MUTUAL CREDIT UNION LTD

TRANSPORT MUTUAL CREDIT UNION LTD

GREENROAD

Redraw · Extra repayments

6.89%Variable rate
7.45%^comparison
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no commission on this product

Summerland BankSummerland Bank

Summerland Bank

Personal Loan

Redraw · Extra repayments · Npp payid

Rates from 6.99% to 11.24%

from 6.99%Variable rate
7.52%^comparison
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no commission on this product

Showing the first 50 of 209 - use the filters to narrow down.

LookFirst does not compare every provider or product in the market. Important information

Non-bank lenders began publishing product data under the Consumer Data Right on 13 July 2026. Some of their products are voluntary to publish (consumer leases, reverse mortgages, margin loans, novated, fleet and other non-standard vehicle finance, and any product with under 1,000 customers), some lenders hold exemptions from the ACCC, and lenders below the size threshold are not obliged to publish at all, so some lenders and products are not here.

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