Greater Bank
Secured Personal Loan
Greater Bank · pers loans
Provider last updated this product 2026-09-23.
Go to provider
You'll complete your application on
Greater Bank's website. Confirm the rate and fees with them
before applying.
Personal loan secured by bill of sale over an asset
As published by the lender
- Security - Secured
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| FIXED | 6.78% | 7.17% | OTHER | PRINCIPAL AND INTEREST | 84 months | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Default Administration Fee | LATE_PAYMENT | $20 | In default by an amount that is less than 2 repayments $6.00, otherwise $20.00. |
| Establishment fee | UPFRONT | $275 | - |
| Default notice fee | LATE_PAYMENT | $50 | Payable when we send you a notice informing you of a default under this contract |
| Information fee - Per Page | ENQUIRY | $1 | Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)). |
| EasyPay notification fee - Letter | WITHDRAWAL | $8 | - |
| Bank transfer fee | WITHDRAWAL | $8 | Applicable when receiving an inward RTGS (Real time gross settlement) |
| Mercantile agents fee | EVENT | - | Fee amount will be variable, calculated if and when applicable. Payable when we instruct a mercantile agent to contact you on our behalf in relation to this loan or a security. |
| Redraw over-the-counter fee | WITHDRAWAL | $30 | Each time you re-borrow money by making written application to any branch of Greater Bank Ltd. |
| Information fee | ENQUIRY | $20 | $20.00 plus $1.00 per page copied. Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)). |
| Legal fee | EVENT | - | Fee amount will be variable, calculated if and when applicable. Payable when (or after) we make the amount of credit available to you for any costs and disbursements we have to pay a solicitor or conveyancer for acting for us in relation to this loan |
| Foreign currency deposit fee | DEPOSIT | $5 | - |
| EasyPay notification fee - SMS | WITHDRAWAL | $0.20 | - |
| SMS alert fee | TRANSACTION | $0.20 | Charged for each SMS alert that is sent to you notifying you of account balances and/or other nominated transactions. |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 6.78% | 7.17% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- otherMust be identifiable in terms of legislative requirements. Lending criteria apply.
- min age - 18
- residency status - Australian Residents only
- natural person
Limits
- min limit - 5000.00
- max limit - 100000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-23T14:00:00Z · Product ID: 3270