Plenti
Plenti · non-bank lender
Plenti Personal Loan
Minimum income applies
Extra repayments · Digital banking
Rates from 5.80% to 24.09%
from 5.80%Variable rate
5.80%^comparison
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Plenti
NOW Finance
NOW Finance · non-bank lender
Secured Personal Loan
Employment conditions apply
Extra repayments · Digital banking · Notifications
Secured · New or used vehicles · Vehicles up to 21 years old · Rates from 5.95% to 16.25%
from 5.95%Fixed 2 yr rate
5.95%^comparison
NOW Finance
NOW Finance · non-bank lender
Unsecured Personal Loan
Employment conditions apply
Extra repayments · Digital banking · Notifications
Unsecured · New or used vehicles · Rates from 5.95% to 18.15%
from 5.95%Fixed 2 yr rate
5.95%^comparison
Pepper Money
Pepper Money · non-bank lender
Secured Personal Loan
Employment conditions apply
Extra repayments · Digital banking · Notifications
Secured · New or used vehicles · Vehicles up to 21 years old · Rates from 5.95% to 16.25%
from 5.95%Fixed 2 yr rate
5.95%^comparison
Pepper Money
Pepper Money · non-bank lender
Unsecured Personal Loan
Employment conditions apply
Extra repayments · Digital banking · Notifications
Unsecured · New or used vehicles · Rates from 5.95% to 18.15%
from 5.95%Fixed 2 yr rate
5.95%^comparison
Liberty Financial
Liberty Financial · non-bank lender
Secured personal loan
Minimum income applies
Extra repayments
Secured
5.67%Variable rate
6.10%^comparison
MoneyPlace
MoneyPlace · non-bank lender
Secured personal loan
Employment conditions apply
Redraw · Extra repayments
Secured
5.67%Variable rate
6.10%^comparison
FIRST OPTION BANK
FIRST OPTION BANK
BEGREEN LOANRedraw · Digital banking · Notifications
not statedVariable rate
6.23%^comparison
Liberty Financial
Liberty Financial · non-bank lender
Unsecured personal loan
Minimum income applies
Extra repayments
Unsecured
6.30%Variable rate
6.30%^comparison
MoneyPlace
MoneyPlace · non-bank lender
Unsecured personal loan
Employment conditions apply
Redraw · Extra repayments
Unsecured
6.30%Variable rate
6.30%^comparison
Bank of us
Bank of us
RESIDENTIALLY SECURED PERSONAL LOANRedraw · Extra repayments · Npp enabled
Secured
6.29%Variable rate
6.57%^comparison
Credit Union SA
Credit Union SA
Education Community online-only Special Fixed Rate Personal LoanRedraw
Secured · New or used vehicles
6.69%Fixed 7 yr rate
6.69%^comparison
HORIZON BANK
HORIZON BANK
Personal Saving Freeze
Lends up to 100%
Redraw · Npp enabled · Digital banking
6.54%Variable rate
6.75%^comparison
Bank of us
Bank of us
Personal LoanRedraw · Extra repayments · Npp enabled
Unsecured · Rates from 6.49% to 10.99%
from 6.49%Variable rate
6.77%^comparison
MoneyMe
MoneyMe · non-bank lender
MoneyMe Personal Loan
Employment conditions apply
Extra repayments · Npp enabled · Digital banking
Rates from 6.24% to 26.10%
from 6.24%Variable rate
6.95%^comparison
HORIZON BANK
HORIZON BANK
Fixed Personal Loan
Lends up to 100%
Redraw · Npp enabled · Digital banking
6.74%Fixed 5 yr rate
6.96%^comparison
Credit Union SA
Credit Union SA
Education Community Special Fixed Rate Personal LoanRedraw
Secured · New or used vehicles
6.99%Fixed 7 yr rate
6.99%^comparison
ING BANK (Australia) Ltd
ING BANK (Australia) Ltd
ING Personal Loan
Minimum income applies
Digital banking
Unsecured · Rates from 6.19% to 19.99%
from 6.19%Fixed 7 yr rate
7.03%^comparison
SocietyOne
SocietyOne · non-bank lender
SocietyOne Secured Personal Loan (Direct)
Employment conditions apply
Extra repayments · Npp enabled · Digital banking
Secured · Rates from 6.99% to 23.89%
from 6.99%Variable rate
7.06%^comparison
QBANK
QBANK
Personal LoanRates from 6.49% to 8.99%
from 6.49%Variable rate
7.12%^comparison
Greater Bank
Greater Bank
Secured Personal LoanRedraw · Extra repayments · Digital banking
Secured
6.78%Fixed 7 yr rate
7.17%^comparison
CENTRAL WEST CREDIT UNION LTD
CENTRAL WEST CREDIT UNION LTD
Set-Off LoanRedraw · Extra repayments · Digital banking
Secured
7.15%Variable rate
7.36%^comparison
BankWAW
BankWAW
Personal Loan SecuredSecured
7.34%Variable rate
7.37%^comparison
TRANSPORT MUTUAL CREDIT UNION LTD
TRANSPORT MUTUAL CREDIT UNION LTD
GREENROADRedraw · Extra repayments
6.89%Variable rate
7.45%^comparison
Summerland Bank
Summerland Bank
Personal LoanRedraw · Extra repayments · Npp payid
Rates from 6.99% to 11.24%
from 6.99%Variable rate
7.52%^comparison
IMB Bank
IMB Bank
Secured Personal LoanExtra repayments · Digital banking · Notifications
Secured · New or used vehicles
7.24%Variable rate
7.59%^comparison
POLICE CREDIT UNION LIMITED
POLICE CREDIT UNION LIMITED
Fixed Rate Personal LoanRedraw · Npp payid · Npp enabled
7.24%Fixed 5 yr rate
7.65%^comparison
Bank of Melbourne
Bank of Melbourne
Secured Fixed Personal LoanExtra repayments · Digital banking · Fraud protection
Secured · Rates from 6.49% to 12.99%
from 6.49%Fixed 5 yr rate
7.90%^comparison
BankSA
BankSA
Secured Fixed Personal LoanExtra repayments · Digital banking · Fraud protection
Secured · Rates from 6.49% to 12.99%
from 6.49%Fixed 7 yr rate
7.90%^comparison
St.George Bank
St.George Bank
Secured Fixed Personal LoanExtra repayments · Digital banking · Fraud protection
Secured · Rates from 6.49% to 12.99%
from 6.49%Fixed 7 yr rate
7.90%^comparison
Coastline Bank
Coastline Bank
FTD Secured Personal Loan
Lends up to 95%
Redraw · Extra repayments · Npp enabled
Secured
7.50%Variable rate
7.93%^comparison
CommBank
Redraw · Extra repayments · Digital banking
Unsecured · Rates from 6.99% to 21.99%
from 6.99%Variable rate
8.03%^comparison
Goulburn Murray Credit Union Co-Operative Ltd
Goulburn Murray Credit Union Co-Operative Ltd
Personal Loan - SecuredRedraw
Secured
7.79%Variable rate
8.04%^comparison
ANZ
Minimum income applies
Unlimited txns · Digital banking · Fraud protection
Rates from 7.49% to 21.99%
from 7.49%Fixed 7 yr rate
8.18%^comparison
Credit Union SA
Credit Union SA
Online-only Special Fixed Rate Personal LoanRedraw
Secured · New or used vehicles
7.69%Fixed 7 yr rate
8.18%^comparison
Cairns Bank
Cairns Bank
Personal Loan - Secured (residential)Secured
7.34%Variable rate
8.21%^comparison
FIRST OPTION BANK
FIRST OPTION BANK
BEGREEN LOANRedraw · Digital banking · Notifications
8.74%Variable rate
8.24%^comparison
FIRST OPTION BANK
FIRST OPTION BANK
VIP PERSONAL LOANRedraw · Digital banking · Notifications
7.99%Variable rate
8.24%^comparison
BankWAW
BankWAW
Personal Loan Secured OtherSecured
8.24%Variable rate
8.27%^comparison
The Mutual Bank
The Mutual Bank
Secured Personal LoanRedraw · Extra repayments · Digital banking
Secured
7.99%Fixed 7 yr rate
8.27%^comparison
CommBank
CommBank
Unsecured Fixed Rate Personal LoanExtra repayments · Digital banking
Unsecured · Rates from 7.25% to 22.25%
from 7.25%Variable rate
8.29%^comparison
Dnister
Dnister
Premier Personal LoanRedraw · Npp enabled · Digital banking
7.77%Variable rate
8.45%^comparison
Credit Union SA
Credit Union SA
Special Fixed Rate Personal LoanRedraw
Secured · New or used vehicles
7.99%Fixed 7 yr rate
8.48%^comparison
A-Auswide Bank
A-Auswide Bank
UNSECURED PERSONAL LOANSRedraw · Npp payid · Npp enabled
Unsecured · Rates from 7.79% to 8.98%
from 7.79%Fixed 5 yr rate
8.49%^comparison
South West Slopes Credit Union Ltd trading as SWSbank
South West Slopes Credit Union Ltd trading as SWSbank
Secured Personal LoanRedraw · Extra repayments · Npp enabled
Secured
8.50%Variable rate
8.50%^comparison
Bank Australia
Bank Australia
Lifestyle Personal LoanRedraw · Digital banking
Rates from 7.49% to 9.49%
from 7.49%Variable rate
8.52%^comparison
HORIZON BANK
HORIZON BANK
Personal Mortgage Sec.
Lends up to 80%
Redraw · Npp enabled · Digital banking
6.54%Variable rate
8.59%^comparison
Broken Hill Bank
Broken Hill Bank
L23 Cash SecuredEarns points · Redraw · Extra repayments
Secured · Rates from 7.69% to 10.75%
from 7.69%Variable rate
8.63%^comparison
P&N Bank
P&N Bank
Fixed Secured Personal LoanRedraw · Extra repayments · Npp enabled
Secured
7.99%Fixed 1 yr rate
8.65%^comparison
Cairns Bank
Cairns Bank
Personal Loan - Secured PPSRSecured
8.00%Variable rate
8.87%^comparison
89 specialty personal loans are hidden
Include specialty personal loansShowing the first 50 of 120 - use the filters to narrow down.
LookFirst does not compare every provider or product in the market. Important information
Non-bank lenders began publishing product data under the Consumer Data Right on 13 July 2026. Some of their products are voluntary to publish (consumer leases, reverse mortgages, margin loans, novated, fleet and other non-standard vehicle finance, and any product with under 1,000 customers), some lenders hold exemptions from the ACCC, and lenders below the size threshold are not obliged to publish at all, so some lenders and products are not here.
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