IMB Bank
Secured Personal Loan
IMB Bank · pers loans
Provider last updated this product 2026-09-22.
Go to provider
You'll complete your application on
IMB Bank's website. Confirm the rate and fees with them
before applying.
New Car? Dream holiday? Getting married? Take your dreams off hold with an IMB Secured Personal Loan. No monthly fees, flexible terms of 1 - 7 years and borrow up to $75,000.
As published by the lender
- Security - Secured
- Vehicles - New or used vehicles
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| FIXED | 7.24% | 7.59% | OTHER | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
| This comparison rate is based on a loan amount of $30,000 and a term of 5 years. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Loan Application Fee | UPFRONT | $250 | - |
| Personal Property Securities Register fee | UPFRONT | $24.78 | Payable to IMB for the initial PPSR enquiry and the registration of the encumbrance of the PPS files. |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 7.24% | 7.59% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Direct Credit is available on this account type.
- Receive Electronic Funds Transfers (EFT) to this account type.
- IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne.
- IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm
- Receive only
- IMB's Phone Banking Service gives you 24 hour access to your accounts from any touchphone.
Who can apply
- min age - 18
- natural person - NULL
- residency status - Borrowers must be Australian Citizens or permanent residents.
- other - AssessmentLending Criteria apply
- other - Age of SecuritySecured Personal Loans must be secured with either a new or used vehicle (up to 6 years of age)
Limits
- min limit - 2000
- max limit - 75000
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-22T00:00:00+10:00 · Product ID: PL-2-2