CENTRAL WEST CREDIT UNION LTD
Set-Off Loan
CENTRAL WEST CREDIT UNION LTD · pers loans
Provider last updated this product 2026-04-15.
Go to provider
You'll complete your application on
CENTRAL WEST CREDIT UNION LTD's website. Confirm the rate and fees with them
before applying.
We want to help our members meet their goals, no matter what they are
As published by the lender
- Security - Secured
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| VARIABLE | 7.15% | 7.36% | INVESTMENT | INTEREST ONLY | - | - | calculated daily, paid monthly |
| Secured by Set Off over Term Deposit held at CWCU | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| PERSONAL_LOAN_ESTABLISHMENT_FEE | UPFRONT | $150 | On establishment of loan |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 7.15% | 7.36% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Maximum term 7 years
Who can apply
- min age - 18
- residency status - Australian Resident only
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-04-15T09:07:15.000+10:00 · Product ID: Set-Off_Loan