Credit Union SA
Special Fixed Rate Personal Loan
Credit Union SA · pers loans
Provider last updated this product 2026-09-03.
Our Special Fixed Rate Personal Loan is available when secured by a new or used vehicle aged 5 years and less. The minimum loan amount is $15,000. The interest rate of this product is fixed for the life of the loan up to a maximum of 7 years. Principal and interest repayments. Available for any consumer purpose.
As published by the lender
- Security - Secured
- Vehicles - New or used vehicles
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| FIXED | 7.99% | 8.48% | OTHER | PRINCIPAL AND INTEREST | 84 months | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Personal loan application | UPFRONT | $350 | - |
| Increase to an existing personal loan | EVENT | $350 | - |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-01 | 8.99% | 9.49% |
| 2026-09-03 | 2026-09-30 (current) | 7.99% | 8.48% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Unlimited extra repayments
- Early repayment (no penalty)
Limits
- min limit - 15000.00
- max limit - 100000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-03T00:00:00.000+10:00 · Product ID: CREDITUNIONSA_PER_320S