Goulburn Murray Credit Union Co-Operative Ltd
Personal Loan - Secured
Goulburn Murray Credit Union Co-Operative Ltd · pers loans
Provider last updated this product 2026-04-09.
Personal Loan - Secured
As published by the lender
- Security - Secured
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| FIXED | 7.79% | 8.04% | OTHER | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| PERSONAL_LOAN_ESTABLISHMENT_FEE | UPFRONT | $150 | - |
| LOAN_DEFAULT_FEE | EVENT | $10 | - |
| LOAN_DEFAULT_FEE-_FINAL_NOTICE | EVENT | $25 | - |
| LOAN_DEFAULT_FEE-_SECOND_REMINDER_LETTER | EVENT | $15 | - |
| GOODS_SECURITY_AGREEMENT_PREPARATION_FEE | EVENT | $30 | charged if a Goods Security Agreement is required as security (e.g. over a vehicle) |
| VALUATION_FEE | CASH_ADVANCE | $0 | Valuation fee payable by member at cost |
| REGISTRATION_OF_MORTGAGE_FEE | CASH_ADVANCE | $0 | Registration of mortgage payable by member at cost |
| MORTGAGE_PREPARATION_FEE | CASH_ADVANCE | $0 | Mortgage documents prepared by solicitor payable by member at cost |
| GMCU_TITLE_SEARCH_FEE | EVENT | $25.30 | - |
| LOAN_REDRAW_FEE_OTHER | EVENT | $25 | - |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 7.79% | 8.04% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- min age - 1818 years and over
- residency status - Permanant residency is required
- natural person
- otherTerms, conditions, lending eligibility and approval criteria apply.
Bundled with
- HOME_AND_PERSONAL_LOAN_BUDNLEHome and Personal Loan bundle
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-04-09T09:58:45.000+10:00 · Product ID: Personal_Loan_Secured