Liberty Financial
Secured personal loan
Liberty Financial · pers loans
Provider last updated this product 2025-08-20.
Secured personal loans
As published by the lender
- Security - Secured
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| FIXED | 5.67% | 6.10% | UNCONSTRAINED | PRINCIPAL AND INTEREST | - | - | paid monthly |
| Rates from 5.67% p.a. Secured personal loan interest rates will range from 5.67% p.a. to 19.19% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rates range from 6.10% p.a to 20.77% p.a. This comparison rate is based on a secured $30,000 loan over a 5-year term with no balloon for a new vehicle. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Establishment fee | UPFRONT | $310 | This fee ranges from $310 to $1,010, depending on your risk band, and includes a fee of up to $60 for vehicle search and registration (PPSR). |
| Ongoing fee | PERIODIC | $0 | Other fees and charges may apply, such as dishonour and late fees. |
| Early repayment fee | EXIT | $0 | - |
| Discharge fee | EXIT | $0 | - |
| Early termination fee | EXIT | $0 | - |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 5.67% | 6.10% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Online application (no paperwork)
- Loan terms of 3, 5 or 7 years
- Repayments weekly, fortnightly, monthly
- Interest on outstanding balance only
- For non-business purposes
Who can apply
- min age - 18Minimum age 18 years
- residency status - Australian residentCitizen or permanent resident living in Australia
- min income - 20000.00Minimum income $20,000 per year
- employment status - EmployedMust be employed
- other - Non-government incomeMajority of income cannot be from Government benefits
- other - Vehicle required as securityVehicle eligibility criteria and age restrictions apply. Vehicle must be a passenger car or light commercial vehicle under 5-tonne gross vehicle mass
Limits
- max limit - 80000.00Maximum loan amount of $80,000
- min limit - 5000.00Minimum loan amount of $5,000
- other - Loan terms of 3, 5 or 7 yearsLoan terms of 3, 5 or 7 years
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2025-08-20T00:00:00Z · Product ID: 90be67ce-9427-4f58-84a2-2c73cccfaa58