Summerland Bank
Personal Loan
Summerland Bank · pers loans
Provider last updated this product 2026-09-30.
Go to provider
You'll complete your application on
Summerland Bank's website. Confirm the rate and fees with them
before applying.
Competitive, flexible and great for helping you get what you want sooner.
As published by the lender
- Headline rates - from 6.99% to 11.24%The lender publishes several headline rates; which one applies is the lender's decision.
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| VARIABLE | 6.99% | 7.59% | OTHER | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
| Secure your loan with cash to receive a reduced rate. | |||||||
| VARIABLE | 7.34% | 7.52% | OTHER | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
| A loan for environmentally friendly purposes. | |||||||
| VARIABLE | 8.44% | 9.03% | OTHER | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
| Use the value in your home for a personal loan at a reduced rate. | |||||||
| VARIABLE | 11.24% | 13.48% | OTHER | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
| General purpose Personal Loan ($3,000 & above) | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Loan Establishment Fee | UPFRONT | $175 | - |
| Redraw Fee | TRANSACTION | $25 | - |
| Contract Variation/Consent Fee | EVENT | $175 | - |
| Loan Administration Fee | PERIODIC | $5 | - |
| QuickDebit Dishonour Fee | EVENT | $15 | - |
| Loan Administration Fee | PERIODIC | $5 | - |
| Guarantee Establishment Fee | UPFRONT | $175 | - |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 6.99% | 7.52% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Save on paper, receive and view your statements online with eStatements.
Who can apply
- min age - 17
- natural person
- otherLending criteria apply.
- residency status - A Permanent Australian Resident including those working overseas.
Limits
- max limit - 100000.00
- min limit - 3000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-30T18:00:40.4340341Z · Product ID: 49