MoneyPlace
Unsecured personal loan
MoneyPlace · pers loans
Provider last updated this product 2026-07-07.
Go to provider
You'll complete your application on
MoneyPlace's website. Confirm the rate and fees with them
before applying.
Unsecured personal loans
As published by the lender
- Security - Unsecured
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| FIXED | 6.30% | 6.30% | OTHER | PRINCIPAL AND INTEREST | - | - | calculated monthly, paid monthly |
| Rates from 6.30% p.a. to 19.99% p.a. Comparison rates from 6.30% p.a. to 21.49% p.a. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Establishment fee | UPFRONT | 5.50% | 0% to 5.50% of the loan amount, depending on risk band. Capped at $975. |
| Ongoing fee | PERIODIC | $0 | No ongoing fee. Other fees and charges may apply. |
| Dishonour fee | OTHER | $10 | Charged each time a repayment is dishonoured. |
| Default administration fee | OTHER | $25 | Payable each month the loan is in default. |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-20 | 2026-09-30 (current) | 6.30% | 6.30% |
Published figures as captured daily since 2026-07-20. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Simple online application process with no paperwork
- Loan terms of 3, 5 or 7 years
- Repay weekly, fortnightly, monthly
- Interest charged on outstanding balance only
Who can apply
- employment status - Must be employed
- min age - 18Applicants must be 18 years or older
- min income - 20000.00Minimum income of $20,000 per year
- residency status - Australia citizen/permanent resident
- other - Income TypeMajority of income cannot be from Government benefits
Limits
- max limit - 80000Maximum loan amount of $80,000
- min limit - 5000Minimum loan amount of $5,000
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-07-07T00:00:00Z · Product ID: a2a830b3-2a19-4d26-b18a-65947be24afe