UNITY BANK
Green Upgrades Loan (with mortgage)
UNITY BANK · pers loans
Provider last updated this product 2026-06-11.
Go to provider
You'll complete your application on
UNITY BANK's website. Confirm the rate and fees with them
before applying.
A personal loan to help members transition to more affordable and sustainable living
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| VARIABLE | 5.55% | 5.55% | OTHER | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| LATE_PAYMENT_FEE | EVENT | $15 | A fee charged when you don't make your minimum monthly payment, plus any overdue amount |
| DEFAULT_NOTICE_FEE | EVENT | $50 | A fee charged if you default on your repayments and we issue a default notice |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-17 | 2026-09-30 (current) | 5.55% | 5.55% |
Published figures as captured daily since 2026-07-17. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- 1 to 7 years
- Flexible repayment options weekly, fortnightly or monthly
- Increase your existing loan for an effective way to get access to extra funds
- Quarterly e-Statements only
- Principal and interest only
Who can apply
- min age - 18Individuals must have the legal capacity to enter into the loan contract, provide acceptable identification documentation and be 18 years or older
- employment status - Employed
- residency status - Permanent ResidentYou must be an Australian citizen or permanent resident to apply
- otherApplications for credit are subject to the Bank's eligibility and suitability criteria and normal credit approval process.
- otherEligible loan purposes include: (1) Solar appliances, photo voltaic (PV) panels, systems & battery storage, (2) Solar or energy efficient hot water systems, (3) EV charging infrastructure, (4) Energy efficient appliances and lighting, (5) Home ventilation systems, (6) Insulation materials to reduce heating or cooling costs, (7) Double glazing windows, or (8) Rainwater tanks
- otherAny energy upgrades must be installed by an accredited technician.
- otherInterest rate applies for existing mortgage holders with the bank
Limits
- opening balance - 1000.00
- max balance - 50000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-06-11T16:29:01.000+10:00 · Product ID: L72_GREEN_UPGRADES_LOAN_W_MORTGAGE