Credit Union SA
Education Community online-only Special Fixed Rate Personal Loan
Credit Union SA · pers loans
Provider last updated this product 2026-09-03.
Our Education Community online-only Special Fixed Rate Personal Loan is exclusive to current or retired employees of the South Australian education community, students carrying out studies in education, and their eligible immediate family members. This product is available just for applications received through our digital channels when secured by a new or used vehicle aged 5 years and less. The minimum loan amount is $15,000. The interest rate of this product is fixed for the life of the loan up to a maximum of 7 years. Principal and interest repayments. Available for any consumer purpose.
As published by the lender
- Security - Secured
- Vehicles - New or used vehicles
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| FIXED | 6.69% | 6.69% | OTHER | PRINCIPAL AND INTEREST | 84 months | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Personal loan application | UPFRONT | $0 | - |
| Increase to an existing personal loan | EVENT | $0 | - |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-01 | 7.69% | 7.69% |
| 2026-09-03 | 2026-09-30 (current) | 6.69% | 6.69% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Unlimited extra repayments
- Early repayment (no penalty)
Who can apply
- otherKnowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners only), as part of the Knowledge Counts Banking Benefits offered by Credit Union SA.
- min age - 18
- residency status - Australian citizen or permanent resident
Limits
- min limit - 15000.00
- max limit - 100000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-03T00:00:00.000+10:00 · Product ID: CREDITUNIONSA_PER_320S_EC_Online