Teachers Mutual Bank
Fixed Rate All Purpose Personal Loan
Teachers Mutual Bank · pers loans
Provider last updated this product 2026-07-23.
Go to provider
You'll complete your application on
Teachers Mutual Bank's website. Confirm the rate and fees with them
before applying.
Our Fixed Rate All Purpose Personal Loan allows you to lock in your interest rate and repayments for a fixed period.
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| FIXED | 6.99% | 7.20% | OTHER | PRINCIPAL AND INTEREST | 24 months | - | calculated daily, paid monthly |
| Fixed rate for 2 years. Comparison rates quoted are based on $30,000 for a term of 5 years for All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. | |||||||
| FIXED | 6.99% | 7.20% | OTHER | PRINCIPAL AND INTEREST | 36 months | - | calculated daily, paid monthly |
| Fixed rate for 3 years. Comparison rates quoted are based on $30,000 for a term of 5 years for All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. | |||||||
| FIXED | 6.99% | 7.20% | OTHER | PRINCIPAL AND INTEREST | 48 months | - | calculated daily, paid monthly |
| Fixed rate for 4 years. Comparison rates quoted are based on $30,000 for a term of 5 years for All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. | |||||||
| FIXED | 6.99% | 7.20% | OTHER | PRINCIPAL AND INTEREST | 60 months | - | calculated daily, paid monthly |
| Fixed rate for 5 years. Comparison rates quoted are based on $30,000 for a term of 5 years for All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. | |||||||
| FIXED | 6.99% | 7.20% | OTHER | PRINCIPAL AND INTEREST | 72 months | - | calculated daily, paid monthly |
| Fixed rate for 6 years. Comparison rates quoted are based on $30,000 for a term of 5 years for All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| APPLICATION_FEE | UPFRONT | $150 | This fee is applicable when the loan is funded. |
| BREAK_FEE | EXIT | - | At cost. Payable on early repayment i.e. during the fixed rate period if you repay the loan in full, you repay part of the loan or you switch from this loan type to another loan type. Please refer to clause 3B of the Consumer Lending terms and conditions for details of how this fee is calculated. At Cost. |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 6.99% | 7.20% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- No ongoing fees
- Choose weekly, fortnightly or monthly repayments
- A competitive fixed interest rate
- Debt consolidation
Who can apply
- otherYou must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of the Bank.
- residency status - Individuals must be citizens or permanent residents of Australia.
- natural person
- min age - 18
- otherAll applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
Limits
- min limit - 4000.00Minimum loan amount is $4,000
- max limit - 80000.00Maximum loan amount is $80,000. Debt consolidation is $50,000 maximum. For information on debt consolidation visit ASIC's website.
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-07-23T13:41:03.000+10:00 · Product ID: 338a91ac-72cd-427e-9357-5472a747ea04