RACQ Bank
RACQ Bank
Green Home Loan
purpose-restricted
Extra repayments · Npp enabled · Digital banking
Compare Home loans
Home loans
Compare the home loan rates lenders publish across Australia. Filter by what matters; the lowest true cost rises to the top. Free, no sign-up.
RACQ Bank
RACQ Bank
RACQ Bank
Green Home Loan Investment
purpose-restricted
Extra repayments · Npp enabled · Digital banking
Westpac
Westpac
Sustainable Upgrades Home Loan
purpose-restricted
Extra repayments
Secured
Westpac
purpose-restricted
Extra repayments
Secured
Coastline Bank
Coastline Bank
Staff Housing Loan
For staff of the provider
Offset · Redraw · Extra repayments
HORIZON BANK
HORIZON BANK
First Home Buyer Loan
First home buyers only
Offset · Redraw · Extra repayments
The Mutual Bank
The Mutual Bank
Budget Home Loan
Lends up to 95%
Redraw · Extra repayments · Digital banking
Rates from 5.79% to 7.48%
Greater Bank
Lends up to 80%
Redraw · Extra repayments · Digital banking
UNITY BANK
UNITY BANK
Essential Worker Home Loan - Owner Occupier
Essential workers only
Offset · Redraw · Extra repayments
Employment conditions apply
Redraw · Extra repayments · Digital banking
Rates from 5.99% to 8.24%
Virgin Money Australia
Virgin Money Australia
Virgin Money Lite Home Loan
Lends up to 100%
Earns points · Redraw · Extra repayments
Rates from 5.84% to 8.71%
NORTHERN INLAND CREDIT UNION LTD.
NORTHERN INLAND CREDIT UNION LTD.
Value Fixed Home Loan 12M
Lends up to 98%
Redraw · Extra repayments · Digital banking
Coastline Bank
Coastline Bank
First Home Buyer Loan
First home buyers only
Offset · Redraw · Extra repayments
Greater Bank
Lends up to 80%
Redraw · Extra repayments · Digital banking
Summerland Bank
Summerland Bank
ECO Home LoanRedraw · Extra repayments · Npp payid
Rates from 5.84% to 6.54%
Border Bank
Border Bank
First Home Loan
First home buyers only
Offset · Redraw · Extra repayments
Rates from 5.84% to 6.54%
Police Bank
Police Bank
First Home Loan
First home buyers only
Offset · Redraw · Extra repayments
Rates from 5.84% to 6.54%
Gateway Bank
Gateway Bank
Low Rate Essentials
Lends up to 95%
Redraw · Extra repayments · Digital banking
Rates from 5.89% to 6.50%
Regional Australia Bank
Regional Australia Bank
Regional Australia Bank Home Loan (Non Offset)
Lends up to 95%
Redraw · Extra repayments · Relationship management
Rates from 5.89% to 7.19%
Mortgage House
Mortgage House · non-bank lender
Chameleon – Executive Home Loan 60
Lends up to 60%
Redraw · Extra repayments · Digital banking
BankVic
Police only
Offset · Redraw · Insurance
Homestar Finance
Homestar Finance · non-bank lender
Star Nova
Lends up to 80%
Offset · Redraw · Extra repayments
Rates from 5.93% to 6.68%
POLICE CREDIT UNION LIMITED
POLICE CREDIT UNION LIMITED
Low Rate Home Loan - First Home Buyer
First home buyers only
Offset · Redraw · Extra repayments
POLICE CREDIT UNION LIMITED
POLICE CREDIT UNION LIMITED
Low Rate Home Loan Special Offer - Owner OccupiedOffset · Redraw · Extra repayments
UNITY BANK
UNITY BANK
Vic Homebuyer Fund
Employment conditions apply
Offset · Redraw · Extra repayments
Gateway Bank
Gateway Bank
Allium Money Essentials
Lends up to 80%
Redraw · Extra repayments · Digital banking
HORIZON BANK
HORIZON BANK
First Home Buyer Loan - Interest Only
First home buyers only
Offset · Redraw · Extra repayments
Regional Australia Bank
Regional Australia Bank
Regional Australia Bank Home Loan (Fixed Owner Occupied)
Lends up to 95%
Relationship management · Guarantor
Rates from 5.99% to 7.47%
Cairns Bank
Cairns Bank
CLASSIC HOME LOAN VARIABLE <60 LVR PIRedraw · Extra repayments
Summerland Bank
Summerland Bank
Basic Variable Home LoanRedraw · Extra repayments · Npp payid
Rates from 5.89% to 6.59%
POLICE CREDIT UNION LIMITED
POLICE CREDIT UNION LIMITED
Low Rate Home Loan - Owner OccupiedOffset · Redraw · Extra repayments
UNITY BANK
UNITY BANK
Australian Government 5% Deposit Scheme
First home buyers only
Offset · Redraw · Extra repayments
UNITY BANK
UNITY BANK
First Home Buyer Loan - Owner Occupied - SO
First home buyers only
Offset · Redraw · Extra repayments
Up
Up
Up Home Loan
Lends up to 90%
Offset · Redraw · Extra repayments
Tiimely
Tiimely
Tiimely Basic Home Loan
Lends up to 80%
Redraw · Extra repayments
Rates from 5.95% to 7.14%
Mortgage House
Mortgage House · non-bank lender
Chameleon – Executive Home Loan 80
Lends up to 80%
Redraw · Extra repayments · Digital banking
NRMA Insurance
NRMA Insurance
NRMA Basic Home Loan
Lends up to 80%
Redraw · Extra repayments
Rates from 5.94% to 7.14%
Homestar Finance
Homestar Finance · non-bank lender
Star Essentials
Lends up to 80%
Redraw · Extra repayments · Digital wallet
LCA
LCA · non-bank lender
Bare Home LoanRedraw · Extra repayments
MACARTHUR CREDIT UNION LTD
MACARTHUR CREDIT UNION LTD
FIRST HOME BUYERS OWNER OCCUPIED P&I
First home buyers only
Redraw · Extra repayments · Free txns
MACARTHUR CREDIT UNION LTD
MACARTHUR CREDIT UNION LTD
GOVT LOW DEP VARIABLE OOC PIRedraw · Extra repayments · Free txns
Newcastle Permanent
Newcastle Permanent
Real Deal Home Loan Principal and Interest
Lends up to 95%
Redraw · Extra repayments · Digital banking
Rates from 5.94% to 8.10%
NORTHERN INLAND CREDIT UNION LTD.
NORTHERN INLAND CREDIT UNION LTD.
Value Home Loan - Investment
Lends up to 80%
Redraw · Extra repayments · Digital banking
NORTHERN INLAND CREDIT UNION LTD.
NORTHERN INLAND CREDIT UNION LTD.
Value Home Loan - Owner Occupied
Lends up to 98%
Redraw · Extra repayments · Digital banking
Community First Credit Union
Community First Credit Union
Go Basic Variable Home Loan - Owner-occupied LVR 80% (Principal and Interest)
Lends up to 80%
Redraw · Extra repayments · Digital banking
Border Bank
Border Bank
Customs Value Home Loan
Union members only
Offset · Redraw · Extra repayments
Rates from 5.84% to 7.09%
Police Bank
Police Bank
Police Value Home Loan
Police only
Offset · Redraw · Extra repayments
Rates from 5.84% to 7.09%
Gateway Bank
Gateway Bank
Allium Money Premium
Lends up to 80%
Offset · Redraw · Extra repayments
BankVic
BankVic
Home Loan Special Variable Rate
Employment conditions apply
Offset · Redraw · Extra repayments
Broken Hill Bank
Broken Hill Bank
Choice Home Loan
Lends up to 80%
Earns points · Redraw · Extra repayments
Showing the first 50 of 1728 - use the filters to narrow down.
LookFirst does not compare every provider or product in the market. Important information
Some rates vary by deposit size (LVR); where they do, the shown rate is the lowest tier, marked ‘from’.
Non-bank lenders began publishing product data under the Consumer Data Right on 13 July 2026. Some of their products are voluntary to publish (consumer leases, reverse mortgages, margin loans, novated, fleet and other non-standard vehicle finance, and any product with under 1,000 customers), some lenders hold exemptions from the ACCC, and lenders below the size threshold are not obliged to publish at all, so some lenders and products are not here.
Monthly repayment is an estimate on the amount you enter (default $600,000), principal and interest over 25 years at the shown interest rate. It is not a quote, and not a statement that any lender will offer you this loan - your rate, term and fees will change the figure. Confirm with the provider.
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