MACARTHUR CREDIT UNION LTD
GOVT LOW DEP VARIABLE OOC PI
MACARTHUR CREDIT UNION LTD · residential mortgages
Provider last updated this product 2026-09-01.
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You'll complete your application on
MACARTHUR CREDIT UNION LTD's website. Confirm the rate and fees with them
before applying.
GOVT LOW DEP VARIABLE OOC PI
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| VARIABLE | 5.92% | 5.98% | INVESTMENT | INTEREST ONLY | - | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| APPLICATION_FEE | UPFRONT | $400 | - |
| APPLICATION_FEE_TOP_UP | UPFRONT | $300 | - |
| COLLECTION_FEE | CASH_ADVANCE | - | At cost fee |
| DEFAULT_NOTICES | UPFRONT | $55 | - |
| GENERAL_CONSENT_FEE | UPFRONT | $150 | - |
| LEGAL_FEE | CASH_ADVANCE | - | At cost |
| MORTGAGE_DISCHARGE_FEE | UPFRONT | $200 | - |
| PPSR_REGISTRATION_FEE | UPFRONT | $15 | - |
| PRODUCTION_OF_TITLE_DEED_FEE | UPFRONT | $150 | - |
| PPSR_VARIATION_FEE | UPFRONT | $10 | - |
| PPSR_REGISTRATION_FEE | UPFRONT | $15 | - |
| SUBSTITUTION_OF_SECURITY_FEE | UPFRONT | $250 | - |
| SWITCHING_FEE | UPFRONT | $50 | - |
| VALUATION_FEE | CASH_ADVANCE | - | Valuation charged at cost |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-08-08 | 2026-09-30 (current) | 5.92% | 5.98% |
Published figures as captured daily since 2026-08-08. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- natural person
- min age - 18
- otherMaximum term
Limits
- min balance - 25000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-01T08:50:11.000+10:00 · Product ID: L45_GOVTLOWDEPVAROOCPI