Gateway Bank
Allium Money Essentials
Gateway Bank · residential mortgages
Provider last updated this product 2026-07-01.
Allium Money Essentials
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| VARIABLE | 5.94% | 5.94% | OWNER OCCUPIED | PRINCIPAL AND INTEREST | - | - | calculated monthly, paid monthly |
| Allium Money Essentials - <= 80% LVR | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Cheque Withdrawal Fee | EVENT | $10 | - |
| QuickDebit Dishonour Fee | EVENT | $15 | - |
| Split Fee | UPFRONT | $99 | - |
| Switch Fee | EVENT | $150 | - |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 5.94% | 5.94% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Options to split variable options and fixed rate. Interest rate lock for up to 90 days on fixed rate loans
Who can apply
- min age - 18
Limits
- max limit - 2000000.00
- max lvr - 80.00
- min limit - 150000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-07-01T00:00:31.8285074Z · Product ID: 219