HORIZON BANK
First Home Buyer Loan
HORIZON BANK · residential mortgages
Provider last updated this product 2026-05-22.
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You'll complete your application on
HORIZON BANK's website. Confirm the rate and fees with them
before applying.
Our competitive variable rate loan for first home buyers
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| VARIABLE | 5.74% | 5.74% | OWNER OCCUPIED | PRINCIPAL AND INTEREST | - | LVR up to 70% | calculated daily, paid monthly |
| For Owner Occupier loan purpose with Principal and Interest repayments. The comparison rate is based on a $150,000 secured loan for a term of twenty five years for all home loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. | |||||||
| VARIABLE | 5.89% | 5.89% | OWNER OCCUPIED | PRINCIPAL AND INTEREST | - | LVR 70% - 90% | calculated daily, paid monthly |
| For Owner Occupier loan purpose with Principal and Interest repayments. The comparison rate is based on a $150,000 secured loan for a term of twenty five years for all home loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. | |||||||
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 5.74% | 5.74% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- natural person
- otherThis loan is only available for First Home buyers
Limits
- min balance - 250000.00
- max lvr - 0.95
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-05-22T08:51:41.000+10:00 · Product ID: L12_FirstHomeBuyer