Coastline Bank
First Home Buyer Loan
Coastline Bank · residential mortgages
Provider last updated this product 2026-07-15.
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You'll complete your application on
Coastline Bank's website. Confirm the rate and fees with them
before applying.
First Home Buyer Loan
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| VARIABLE | 5.89% | 5.89% | OWNER OCCUPIED | PRINCIPAL AND INTEREST | - | LVR up to 60% | calculated daily, paid monthly |
| VARIABLE RATE WITH MORTGAGE OFFSET ACCOUNT WITH LVR <= 60% | |||||||
| VARIABLE | 5.89% | 5.89% | OWNER OCCUPIED | PRINCIPAL AND INTEREST | - | LVR 60% - 80% | calculated daily, paid monthly |
| VARIABLE RATE WITH MORTGAGE OFFSET ACCOUNT WITH LVR > 60% TO <= 80% | |||||||
| VARIABLE | 5.89% | 5.89% | OWNER OCCUPIED | PRINCIPAL AND INTEREST | - | LVR above 80% | calculated daily, paid monthly |
| VARIABLE RATE WITH MORTGAGE OFFSET ACCOUNT WITH LVR > 80% | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Loan Establishment Fee | UPFRONT | $595 | - |
| Loan Renegotiation Fee | EVENT | $150 | - |
| Loan Switching Fee | EVENT | $200 | - |
| Loan Estab Fee - Owner Builder | UPFRONT | $595 | - |
| Scheduling Fee - Owner Builder | UPFRONT | $550 | - |
| Progress Draw Fee-Construction | UPFRONT | $95 | - |
| Bank's Solicitor Mtg Disch Fee | TRANSACTION | $380 | - |
| Mortgage Discharge Fee | TRANSACTION | $250 | - |
| Property Search Fee | UPFRONT | $30 | - |
| Manual Arrears Transfer Fee | EVENT | $5 | - |
| Arrears Reminder Fee | EVENT | $5 | - |
| Final Notice of Demand | EVENT | $40 | - |
| Real Time Transfer/NPP Fee | UPFRONT | $20 | - |
| Loan Redraw Fee | TRANSACTION | $20 | - |
| Loan Redraw Fee | TRANSACTION | $0 | - |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 5.89% | 5.89% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- min age - 18
- natural person
- otherNo information provided
- residency status - Australia
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-07-15T04:00:15.0538447Z · Product ID: 36