TRANSPORT MUTUAL CREDIT UNION LTD
REFI SPECIAL OWNER OCCUPIED
TRANSPORT MUTUAL CREDIT UNION LTD · residential mortgages
Provider last updated this product 2026-06-23.
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You'll complete your application on
TRANSPORT MUTUAL CREDIT UNION LTD's website. Confirm the rate and fees with them
before applying.
REFI SPECIAL OWNER OCCUPIED
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| VARIABLE | 5.89% | 5.99% | OWNER OCCUPIED | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| HOME_LOAN | UPFRONT | $395 | - |
| AGENT_SOLICITOR_COLLECTION_COSTS | CASH_ADVANCE | 100.00% | - |
| ARREARS_FEE | EVENT | $10 | - |
| ARREARS_FEE-ARREARS_FEE_LETTER_2 | EVENT | $25 | - |
| DEFAULT_NOTICE | TRANSACTION | $55 | - |
| DISCHARGE_FEE | CASH_ADVANCE | 100.00% | - |
| LAND_TITLES_OFFICE_REGISTRATION_FEES | CASH_ADVANCE | 100.00% | - |
| LEGAL_FEE_MORTGAGE_DOCUMENTS | UPFRONT | 100.00% | - |
| SETTLEMENT_AGENT_FEES | CASH_ADVANCE | 100.00% | - |
| SOLICITOR_FEES_FOR_PREPARATION_OF_INTERSTATE_MORTGAGES | CASH_ADVANCE | - | - |
| VALUATION_FEE | CASH_ADVANCE | 100.00% | - |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 5.89% | 5.99% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- natural person
- residency status - Must be Australian Citizen or Permanent Resident
Limits
- min limit - 10000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-06-23T09:22:24.000+10:00 · Product ID: L79_REFI_SPECIAL_OO