Saving Term deposits

Term deposits

Compare the rates providers publish for your deposit and term, highest first. Free, no sign-up.

Showing 164 of 559 personal term deposits.

Highest rate among products from the 76 providers included in this comparison: 5.60%

Rates compared 26 Oct.

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Judo BankJudo Bank

Judo Bank

SMSF Term Deposits

Digital banking

For SMSF trustees
5.55%interest rate on $10,000
12 monthsterm
Details →
Heartland BankHeartland Bank

Heartland Bank

Term Deposit

Digital banking

5.50%interest rate on $10,000
12 monthsterm
Details →
Qudos BankQudos Bank

Qudos Bank

Term Deposits

Digital banking · Notifications

5.50%interest rate on $10,000
12 monthsterm
Details →
Unity BankUnity Bank

Unity Bank

Term Deposit

Notifications · Fraud protection

5.50%interest rate on $10,000
12 monthsterm
Details →
Heartland BankHeartland Bank

Heartland Bank

Broker Term Deposit Via brokers only
5.45%interest rate on $10,000
12 monthsterm
Details →
Australian Military BankAustralian Military Bank

Australian Military Bank

Investment Plus

Digital banking · Notifications

5.40%interest rate on $10,000
12 monthsterm
Details →
Australian Military BankAustralian Military Bank

Australian Military Bank

Teen Plus

Digital banking · Notifications

Maximum age 18
5.40%interest rate on $10,000
12 monthsterm
Details →
Australian Mutual BankAustralian Mutual Bank

Australian Mutual Bank

Term Deposit for Edvest Members

Digital banking

Education sector members only
5.40%interest rate on $10,000
12 monthsterm
Details →
Bank of MelbourneBank of Melbourne

Bank of Melbourne

Term Deposit

Digital banking · Fraud protection · Relationship manager

5.40%interest rate on $10,000
12 monthsterm
Details →
BankSABankSA

BankSA

Term Deposit

Digital banking · Fraud protection · Relationship manager

5.40%interest rate on $10,000
12 monthsterm
Details →
BNK Bank (Goldfields Money/BCHL)BNK Bank (Goldfields Money/BCHL)

BNK Bank (Goldfields Money/BCHL)

Stow It Term Deposit Account

Digital banking

5.40%interest rate on $10,000
12 monthsterm
Details →
Firefighters Mutual BankFirefighters Mutual Bank

Firefighters Mutual Bank

Term Deposit for Edvest Members

Digital banking

Emergency services members only
5.40%interest rate on $10,000
12 monthsterm
Details →
Health Professionals BankHealth Professionals Bank

Health Professionals Bank

Term Deposit for Edvest Members

Digital banking

Health sector members only
5.40%interest rate on $10,000
12 monthsterm
Details →
Suncorp BankSuncorp Bank

Suncorp Bank

Term Deposit

Digital banking

5.40%interest rate on $10,000
12 monthsterm
Details →
Teachers Mutual BankTeachers Mutual Bank

Teachers Mutual Bank

Term Deposit for Edvest Members

Digital banking

Education sector members only
5.40%interest rate on $10,000
12 monthsterm
Details →
Australian Mutual BankAustralian Mutual Bank

Australian Mutual Bank

Term Deposit

Digital banking

Education sector members only
5.35%interest rate on $10,000
12 monthsterm
Details →
Firefighters Mutual BankFirefighters Mutual Bank

Firefighters Mutual Bank

Term Deposit

Digital banking

Emergency services members only
5.35%interest rate on $10,000
12 monthsterm
Details →
Firefighters Mutual BankFirefighters Mutual Bank

Firefighters Mutual Bank

Term Deposit for Customers

Digital banking

5.35%interest rate on $10,000
12 monthsterm
Details →
Health Professionals BankHealth Professionals Bank

Health Professionals Bank

Term Deposit

Digital banking

Health sector members only
5.35%interest rate on $10,000
12 monthsterm
Details →
Health Professionals BankHealth Professionals Bank

Health Professionals Bank

Term Deposit for Customers

Digital banking

5.35%interest rate on $10,000
12 monthsterm
Details →
RACQ BankRACQ Bank

RACQ Bank

Term Deposit

Digital banking · Notifications

5.35%interest rate on $10,000
12 monthsterm
Details →
Teachers Mutual BankTeachers Mutual Bank

Teachers Mutual Bank

Term Deposit

Digital banking

Education sector members only
5.35%interest rate on $10,000
12 monthsterm
Details →
UniBankUniBank

UniBank

Term Deposit

Digital banking

University community members only
5.35%interest rate on $10,000
12 monthsterm
Details →

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Results are sorted by interest rate (high to low). You can change this at any time. LookFirst does not include every provider or product in the market. Factual information only, not advice. Check details with the provider before applying. Important information

Each rate is the one the provider publishes for a $10,000 deposit (the amount set above) and the term shown. A product with no rate for that amount says so and is listed last.

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The Financial Claims Scheme

Eligible Australian-dollar deposits with an Australian-incorporated authorised deposit-taking institution may be protected under the Financial Claims Scheme up to $250,000 per account holder per ADI, if the Australian Government activates the scheme. Multiple brands can share the same ADI and therefore the same limit.

The limit is per account holder per ADI, not per account or per product: several accounts with the same ADI count together toward the one $250,000 limit, and brands trading under the same ADI share it.

The scheme is administered by APRA and applies only if the Australian Government activates it for a failed institution.

We show the eligibility badge only on products we have verified two ways: the brand matched to an Australian-incorporated ADI on APRA's Register of authorised deposit-taking institutions (read 29 August 2026), and the specific product confirmed as an eligible protected account from provider documentation. Deposits with foreign bank branches are not covered. Where either check is outstanding, we show nothing.

This is general information, not advice about your circumstances - confirm your cover with your provider, or see APRA's register and the scheme's official site at fcs.gov.au.