Suncorp Bank
Term Deposit
Suncorp Bank · term deposits
Provider last updated this product 2026-10-01.
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You'll complete your application on
Suncorp Bank's website. Confirm the rate and fees with them
before applying.
Enjoy a guaranteed return on your money when you invest for a nominated fixed period
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 2.00% | 2 months | daily | $100,000 - $999,999 | 02 Month TD Interest at Maturity | calculated daily, paid P2M |
| 02 Month TD Interest at Maturity | ||||||
| FIXED | 2.05% | 2 months | daily | $1,000,000 - $2,000,000 | 02 Month TD Interest at Maturity | calculated daily, paid P2M |
| 02 Month TD Interest at Maturity | ||||||
| FIXED | 5.05% | 3 months | daily | $5,000 - $99,999 | 03 Month TD Interest at Maturity | calculated daily, paid quarterly |
| 03 Month TD Interest at Maturity | ||||||
| FIXED | 1.25% | 1 months | daily | $5,000 - $99,999 | 01 Month TD Interest at Maturity | calculated daily, paid monthly |
| 01 Month TD Interest at Maturity | ||||||
| FIXED | 1.30% | 1 months | daily | $100,000 - $999,999 | 01 Month TD Interest at Maturity | calculated daily, paid monthly |
| 01 Month TD Interest at Maturity | ||||||
| FIXED | 1.35% | 1 months | daily | $1,000,000 - $2,000,000 | 01 Month TD Interest at Maturity | calculated daily, paid monthly |
| 01 Month TD Interest at Maturity | ||||||
| FIXED | 1.95% | 2 months | daily | $5,000 - $99,999 | 02 Month TD Interest at Maturity | calculated daily, paid P2M |
| 02 Month TD Interest at Maturity | ||||||
| FIXED | 5.05% | 3 months | daily | $100,000 - $999,999 | 03 Month TD Interest at Maturity | calculated daily, paid quarterly |
| 03 Month TD Interest at Maturity | ||||||
| FIXED | 5.05% | 3 months | daily | $1,000,000 - $2,000,000 | 03 Month TD Interest at Maturity | calculated daily, paid quarterly |
| 03 Month TD Interest at Maturity | ||||||
| FIXED | 3.95% | 4 months | daily | $5,000 - $99,999 | 04 Month TD Interest at Maturity | calculated daily, paid P4M |
| 04 Month TD Interest at Maturity | ||||||
| FIXED | 4.00% | 4 months | daily | $100,000 - $999,999 | 04 Month TD Interest at Maturity | calculated daily, paid P4M |
| 04 Month TD Interest at Maturity | ||||||
| FIXED | 4.05% | 4 months | daily | $1,000,000 - $2,000,000 | 04 Month TD Interest at Maturity | calculated daily, paid P4M |
| 04 Month TD Interest at Maturity | ||||||
| FIXED | 3.70% | 5 months | daily | $5,000 - $99,999 | 05 Month TD Interest at Maturity | calculated daily, paid P5M |
| 05 Month TD Interest at Maturity | ||||||
| FIXED | 3.75% | 5 months | daily | $100,000 - $999,999 | 05 Month TD Interest at Maturity | calculated daily, paid P5M |
| 05 Month TD Interest at Maturity | ||||||
| FIXED | 3.80% | 5 months | daily | $1,000,000 - $2,000,000 | 05 Month TD Interest at Maturity | calculated daily, paid P5M |
| 05 Month TD Interest at Maturity | ||||||
| FIXED | 4.80% | 6 months | daily | $5,000 - $99,999 | 06 Month TD Interest at Maturity | calculated daily, paid half-yearly |
| 06 Month TD Interest at Maturity | ||||||
| FIXED | 4.80% | 6 months | daily | $100,000 - $999,999 | 06 Month TD Interest at Maturity | calculated daily, paid half-yearly |
| 06 Month TD Interest at Maturity | ||||||
| FIXED | 4.80% | 6 months | daily | $1,000,000 - $2,000,000 | 06 Month TD Interest at Maturity | calculated daily, paid half-yearly |
| 06 Month TD Interest at Maturity | ||||||
| FIXED | 5.20% | 7 months | daily | $5,000 - $99,999 | 07 Month TD Interest at Maturity | calculated daily, paid P7M |
| 07 Month TD Interest at Maturity | ||||||
| FIXED | 5.20% | 7 months | daily | $100,000 - $999,999 | 07 Month TD Interest at Maturity | calculated daily, paid P7M |
| 07 Month TD Interest at Maturity | ||||||
| FIXED | 5.20% | 7 months | daily | $1,000,000 - $2,000,000 | 07 Month TD Interest at Maturity | calculated daily, paid P7M |
| 07 Month TD Interest at Maturity | ||||||
| FIXED | 3.70% | 8 months | daily | $5,000 - $99,999 | 08 Month TD Interest at Maturity | calculated daily, paid P8M |
| 08 Month TD Interest at Maturity | ||||||
| FIXED | 3.75% | 8 months | daily | $100,000 - $999,999 | 08 Month TD Interest at Maturity | calculated daily, paid P8M |
| 08 Month TD Interest at Maturity | ||||||
| FIXED | 3.80% | 8 months | daily | $1,000,000 - $2,000,000 | 08 Month TD Interest at Maturity | calculated daily, paid P8M |
| 08 Month TD Interest at Maturity | ||||||
| FIXED | 5.30% | 9 months | daily | $5,000 - $99,999 | 09 Month TD Interest at Maturity | calculated daily, paid P9M |
| 09 Month TD Interest at Maturity | ||||||
| FIXED | 5.30% | 9 months | daily | $100,000 - $999,999 | 09 Month TD Interest at Maturity | calculated daily, paid P9M |
| 09 Month TD Interest at Maturity | ||||||
| FIXED | 5.30% | 9 months | daily | $1,000,000 - $2,000,000 | 09 Month TD Interest at Maturity | calculated daily, paid P9M |
| 09 Month TD Interest at Maturity | ||||||
| FIXED | 3.70% | 10 months | daily | $5,000 - $99,999 | 10 Month TD Interest at Maturity | calculated daily, paid P10M |
| 10 Month TD Interest at Maturity | ||||||
| FIXED | 3.75% | 10 months | daily | $100,000 - $999,999 | 10 Month TD Interest at Maturity | calculated daily, paid P10M |
| 10 Month TD Interest at Maturity | ||||||
| FIXED | 3.80% | 10 months | daily | $1,000,000 - $2,000,000 | 10 Month TD Interest at Maturity | calculated daily, paid P10M |
| 10 Month TD Interest at Maturity | ||||||
| FIXED | 4.10% | 11 months | daily | $5,000 - $99,999 | 11 Month TD Interest at Maturity | calculated daily, paid P11M |
| 11 Month TD Interest at Maturity | ||||||
| FIXED | 4.15% | 11 months | daily | $100,000 - $999,999 | 11 Month TD Interest at Maturity | calculated daily, paid P11M |
| 11 Month TD Interest at Maturity | ||||||
| FIXED | 4.20% | 11 months | daily | $1,000,000 - $2,000,000 | 11 Month TD Interest at Maturity | calculated daily, paid P11M |
| 11 Month TD Interest at Maturity | ||||||
| FIXED | 5.40% | 12 months | daily | $5,000 - $99,999 | 12 Month TD Interest at Maturity | calculated daily, paid P12M |
| 12 Month TD Interest at Maturity | ||||||
| FIXED | 5.40% | 12 months | daily | $100,000 - $999,999 | 12 Month TD Interest at Maturity | calculated daily, paid P12M |
| 12 Month TD Interest at Maturity | ||||||
| FIXED | 5.40% | 12 months | daily | $1,000,000 - $2,000,000 | 12 Month TD Interest at Maturity | calculated daily, paid P12M |
| 12 Month TD Interest at Maturity | ||||||
| FIXED | 5.15% | 18 months | daily | $5,000 - $99,999 | 18 Month TD Interest Annually | calculated daily, paid annually |
| 18 Month TD Interest Annually | ||||||
| FIXED | 5.15% | 18 months | daily | $100,000 - $999,999 | 18 Month TD Interest Annually | calculated daily, paid annually |
| 18 Month TD Interest Annually | ||||||
| FIXED | 5.15% | 18 months | daily | $1,000,000 - $2,000,000 | 18 Month TD Interest Annually | calculated daily, paid annually |
| 18 Month TD Interest Annually | ||||||
| FIXED | 5.50% | 24 months | daily | $5,000 - $99,999 | 24 Month TD Interest Annually | calculated daily, paid annually |
| 24 Month TD Interest Annually | ||||||
| FIXED | 5.50% | 24 months | daily | $100,000 - $999,999 | 24 Month TD Interest Annually | calculated daily, paid annually |
| 24 Month TD Interest Annually | ||||||
| FIXED | 5.50% | 24 months | daily | $1,000,000 - $2,000,000 | 24 Month TD Interest Annually | calculated daily, paid annually |
| 24 Month TD Interest Annually | ||||||
| FIXED | 5.00% | 36 months | daily | $5,000 - $99,999 | 36 Month TD Interest Annually | calculated daily, paid annually |
| 36 Month TD Interest Annually | ||||||
| FIXED | 5.00% | 36 months | daily | $100,000 - $999,999 | 36 Month TD Interest Annually | calculated daily, paid annually |
| 36 Month TD Interest Annually | ||||||
| FIXED | 5.00% | 36 months | daily | $1,000,000 - $2,000,000 | 36 Month TD Interest Annually | calculated daily, paid annually |
| 36 Month TD Interest Annually | ||||||
| FIXED | 5.00% | 48 months | daily | $5,000 - $99,999 | 48 Month TD Interest Annually | calculated daily, paid annually |
| 48 Month TD Interest Annually | ||||||
| FIXED | 5.00% | 48 months | daily | $100,000 - $999,999 | 48 Month TD Interest Annually | calculated daily, paid annually |
| 48 Month TD Interest Annually | ||||||
| FIXED | 5.00% | 48 months | daily | $1,000,000 - $2,000,000 | 48 Month TD Interest Annually | calculated daily, paid annually |
| 48 Month TD Interest Annually | ||||||
| FIXED | 5.00% | 60 months | daily | $5,000 - $99,999 | 60 Month TD Interest Annually | calculated daily, paid annually |
| 60 Month TD Interest Annually | ||||||
| FIXED | 5.00% | 60 months | daily | $100,000 - $999,999 | 60 Month TD Interest Annually | calculated daily, paid annually |
| 60 Month TD Interest Annually | ||||||
| FIXED | 5.00% | 60 months | daily | $1,000,000 - $2,000,000 | 60 Month TD Interest Annually | calculated daily, paid annually |
| 60 Month TD Interest Annually | ||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Account keeping fee | PERIODIC | $0 | No monthly account keeping fees |
| Breaking TD Term - Interest Adjustment | OTHER | - | Adjustment based on proportion of term completed. Proportion of term completed: 0%-25%, Adjustment: 80% of interest earned up to the date we will allow you to withdraw your deposit; Proportion of term completed: 26%-50%, Adjustment: 60% of interest earned up to the date we will allow you to withdraw your deposit; Proportion of term completed: 51%-75%, Adjustment: 40% of interest earned up to the date we will allow you to withdraw your deposit; Proportion of term completed: 76%-100%, Adjustment: 20% of interest earned up to the date we will allow you to withdraw your deposit. |
| Interest Certificate | EVENT | $10 | previous financial year - per certificate issued |
| Record Search/Copy Fee | EVENT | $70 | per hour |
| Request for Audit Certificate | EVENT | $30 | per certificate |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-07-20 | 5.25% |
| 2026-08-08 | 2026-09-30 | 5.00% |
| 2026-10-01 | 2026-10-26 (current) | 5.50% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Pay $0 monthly account keeping fees
- Monthly interest payments are available on terms 2-60 months at 0.05% p.a. below carded rates for interest at maturity (terms 2-12m) or interest annually (terms greater than 12m).
- If you want to withdraw your Term Deposit before maturity you need to provide at least 31 days' notice. You may incur an interest adjustment
- Quarterly interest payments are available on terms 6-60 months at 0.05% p.a. below carded rates for interest at maturity (terms 6-12m) or interest annually (terms greater than 12m).
- Semi-annual interest payments are available on terms 12-60 months at 0.05% p.a. below carded rates for interest at maturity (12m) or interest annually (terms greater than 12m).
Who can apply
- residency status - Account owners must be residents of Australia
- min age - 11At Least one personal account owner must be 18 years or older
Limits
- opening balance - 5000.00Minimum balance of $5,000
- min balance - 1000.00Term Deposits from $1,000 are available only where the Term Deposit is used as security.
- min balance - 5000.00Minimum balance of $5,000
- max balance - 2000001.00Negotiated Rates may be available for Term Deposits over $2 million as agreed by us
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Eligibility criteria › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-10-01T14:00:00.000Z · Product ID: TD