Macquarie
Macquarie Term Deposit
Macquarie · term deposits
Provider last updated this product 2026-09-15.
Go to provider
You'll complete your application on
Macquarie's website. Confirm the rate and fees with them
before applying.
Lock in a fixed interest rate for a set term.
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 2.10% | 1 months | daily | 1 - 1 months | - | calculated daily, paid monthly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 2.10% | 2 months | daily | 2 - 2 months | - | calculated daily, paid monthly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 2.10% | 2 months | daily | 2 - 2 months | - | calculated daily, paid P2M |
| For balances of 1 million dollars and under | ||||||
| FIXED | 5.05% | 3 months | daily | 3 - 3 months | - | calculated daily, paid quarterly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 5.03% | 3 months | daily | 3 - 3 months | - | calculated daily, paid monthly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 5.05% | 4 months | daily | 4 - 4 months | - | calculated daily, paid P4M |
| For balances of 1 million dollars and under | ||||||
| FIXED | 5.02% | 4 months | daily | 4 - 4 months | - | calculated daily, paid monthly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 5.20% | 6 months | daily | 6 - 6 months | - | calculated daily, paid half-yearly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 5.14% | 6 months | daily | 6 - 6 months | - | calculated daily, paid monthly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 5.17% | 6 months | daily | 6 - 6 months | - | calculated daily, paid quarterly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 5.25% | 9 months | daily | 9 - 9 months | - | calculated daily, paid P9M |
| For balances of 1 million dollars and under | ||||||
| FIXED | 5.16% | 9 months | daily | 9 - 9 months | - | calculated daily, paid monthly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 5.18% | 9 months | daily | 9 - 9 months | - | calculated daily, paid quarterly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 5.35% | 12 months | daily | 12 - 12 months | - | calculated daily, paid P12M |
| For balances of 1 million dollars and under | ||||||
| FIXED | 5.22% | 12 months | daily | 12 - 12 months | - | calculated daily, paid monthly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 5.25% | 12 months | daily | 12 - 12 months | - | calculated daily, paid quarterly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 5.28% | 12 months | daily | 12 - 12 months | - | calculated daily, paid half-yearly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 1.98% | 24 months | daily | 24 - 24 months | - | calculated daily, paid monthly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 1.99% | 24 months | daily | 24 - 24 months | - | calculated daily, paid quarterly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 1.99% | 24 months | daily | 24 - 24 months | - | calculated daily, paid half-yearly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 2.00% | 24 months | daily | 24 - 24 months | - | calculated daily, paid P12M |
| For balances of 1 million dollars and under | ||||||
| FIXED | 1.98% | 36 months | daily | 36 - 36 months | - | calculated daily, paid monthly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 1.99% | 36 months | daily | 36 - 36 months | - | calculated daily, paid quarterly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 1.99% | 36 months | daily | 36 - 36 months | - | calculated daily, paid half-yearly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 2.00% | 36 months | daily | 36 - 36 months | - | calculated daily, paid P12M |
| For balances of 1 million dollars and under | ||||||
| FIXED | 1.98% | 48 months | daily | 48 - 48 months | - | calculated daily, paid monthly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 1.99% | 48 months | daily | 48 - 48 months | - | calculated daily, paid quarterly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 1.99% | 48 months | daily | 48 - 48 months | - | calculated daily, paid half-yearly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 2.00% | 48 months | daily | 48 - 48 months | - | calculated daily, paid P12M |
| For balances of 1 million dollars and under | ||||||
| FIXED | 1.98% | 60 months | daily | 60 - 60 months | - | calculated daily, paid monthly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 1.99% | 60 months | daily | 60 - 60 months | - | calculated daily, paid quarterly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 1.99% | 60 months | daily | 60 - 60 months | - | calculated daily, paid half-yearly |
| For balances of 1 million dollars and under | ||||||
| FIXED | 2.00% | 60 months | daily | 60 - 60 months | - | calculated daily, paid P12M |
| For balances of 1 million dollars and under | ||||||
| FIXED | 2.10% | 1 months | daily | 1 - 1 months | - | calculated daily, paid monthly |
| For balances over 1 million dollars | ||||||
| FIXED | 2.10% | 2 months | daily | 2 - 2 months | - | calculated daily, paid monthly |
| For balances over 1 million dollars | ||||||
| FIXED | 2.10% | 2 months | daily | 2 - 2 months | - | calculated daily, paid P2M |
| For balances over 1 million dollars | ||||||
| FIXED | 4.80% | 3 months | daily | 3 - 3 months | - | calculated daily, paid quarterly |
| For balances over 1 million dollars | ||||||
| FIXED | 4.78% | 3 months | daily | 3 - 3 months | - | calculated daily, paid monthly |
| For balances over 1 million dollars | ||||||
| FIXED | 4.80% | 4 months | daily | 4 - 4 months | - | calculated daily, paid P4M |
| For balances over 1 million dollars | ||||||
| FIXED | 4.77% | 4 months | daily | 4 - 4 months | - | calculated daily, paid monthly |
| For balances over 1 million dollars | ||||||
| FIXED | 5.05% | 6 months | daily | 6 - 6 months | - | calculated daily, paid half-yearly |
| For balances over 1 million dollars | ||||||
| FIXED | 5.00% | 6 months | daily | 6 - 6 months | - | calculated daily, paid monthly |
| For balances over 1 million dollars | ||||||
| FIXED | 5.02% | 6 months | daily | 6 - 6 months | - | calculated daily, paid quarterly |
| For balances over 1 million dollars | ||||||
| FIXED | 5.15% | 9 months | daily | 9 - 9 months | - | calculated daily, paid P9M |
| For balances over 1 million dollars | ||||||
| FIXED | 5.06% | 9 months | daily | 9 - 9 months | - | calculated daily, paid monthly |
| For balances over 1 million dollars | ||||||
| FIXED | 5.09% | 9 months | daily | 9 - 9 months | - | calculated daily, paid quarterly |
| For balances over 1 million dollars | ||||||
| FIXED | 5.25% | 12 months | daily | 12 - 12 months | - | calculated daily, paid P12M |
| For balances over 1 million dollars | ||||||
| FIXED | 5.13% | 12 months | daily | 12 - 12 months | - | calculated daily, paid monthly |
| For balances over 1 million dollars | ||||||
| FIXED | 5.15% | 12 months | daily | 12 - 12 months | - | calculated daily, paid quarterly |
| For balances over 1 million dollars | ||||||
| FIXED | 5.18% | 12 months | daily | 12 - 12 months | - | calculated daily, paid half-yearly |
| For balances over 1 million dollars | ||||||
| FIXED | 1.98% | 24 months | daily | 24 - 24 months | - | calculated daily, paid monthly |
| For balances over 1 million dollars | ||||||
| FIXED | 1.99% | 24 months | daily | 24 - 24 months | - | calculated daily, paid quarterly |
| For balances over 1 million dollars | ||||||
| FIXED | 1.99% | 24 months | daily | 24 - 24 months | - | calculated daily, paid half-yearly |
| For balances over 1 million dollars | ||||||
| FIXED | 2.00% | 24 months | daily | 24 - 24 months | - | calculated daily, paid P12M |
| For balances over 1 million dollars | ||||||
| FIXED | 1.98% | 36 months | daily | 36 - 36 months | - | calculated daily, paid monthly |
| For balances over 1 million dollars | ||||||
| FIXED | 1.99% | 36 months | daily | 36 - 36 months | - | calculated daily, paid quarterly |
| For balances over 1 million dollars | ||||||
| FIXED | 1.99% | 36 months | daily | 36 - 36 months | - | calculated daily, paid half-yearly |
| For balances over 1 million dollars | ||||||
| FIXED | 2.00% | 36 months | daily | 36 - 36 months | - | calculated daily, paid P12M |
| For balances over 1 million dollars | ||||||
| FIXED | 1.98% | 48 months | daily | 48 - 48 months | - | calculated daily, paid monthly |
| For balances over 1 million dollars | ||||||
| FIXED | 1.99% | 48 months | daily | 48 - 48 months | - | calculated daily, paid quarterly |
| For balances over 1 million dollars | ||||||
| FIXED | 1.99% | 48 months | daily | 48 - 48 months | - | calculated daily, paid half-yearly |
| For balances over 1 million dollars | ||||||
| FIXED | 2.00% | 48 months | daily | 48 - 48 months | - | calculated daily, paid P12M |
| For balances over 1 million dollars | ||||||
| FIXED | 1.98% | 60 months | daily | 60 - 60 months | - | calculated daily, paid monthly |
| For balances over 1 million dollars | ||||||
| FIXED | 1.99% | 60 months | daily | 60 - 60 months | - | calculated daily, paid quarterly |
| For balances over 1 million dollars | ||||||
| FIXED | 1.99% | 60 months | daily | 60 - 60 months | - | calculated daily, paid half-yearly |
| For balances over 1 million dollars | ||||||
| FIXED | 2.00% | 60 months | daily | 60 - 60 months | - | calculated daily, paid P12M |
| For balances over 1 million dollars | ||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Break fee | EXIT | 25.00% | The break fee equals 25% of interest accrued on your Term Deposit as at the date of closure and will be deducted from the total interest payable to you. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-07-20 | 5.20% |
| 2026-08-08 | 2026-08-30 | 5.15% |
| 2026-09-01 | 2026-09-14 | 5.30% |
| 2026-09-17 | 2026-09-30 (current) | 5.35% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Lock in a fixed interest rate for a set term. Choose how often you receive interest payments for added flexibility.
- View your term deposit details in app at anytime. Plus, you can update your maturity instructions to reinvest or withdraw funds in the mobile app.
Who can apply
- residency status - Application must be submitted in Australia. You must be a permanent resident of Australia.
- otherTerm deposit must be funded by Direct Debit.
- otherAvailable for Companies and Trusts.
- min age - 18Minimum age requirement.
- otherMust have an Australian mobile number.
- otherMust have an email address.
Limits
- min balance - 5000.00Minimum opening deposit must be equal to or above $5,000.
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-15T00:01:00.001Z · Product ID: TD001MBLTDA001