Borrowing Home loans Lowest home loan rate today

Lowest home loan rate today

5.87%* comparison rate

Value Home Loan - Fixed 12M from Northern Inland Credit Union Ltd.

Ranked by comparison rate, as LookFirst's home loans list is: the first of its 1,361 home loans.

Rates compared yesterday at 5:04am.

Lowest comparison rate first

Northern Inland Credit Union Ltd.Northern Inland Credit Union Ltd.

Value Home Loan - Fixed 12M

Northern Inland Credit Union Ltd.
5.99%Fixed 1 yr rate
5.87%*comparison
$3,862Estimated repayments per month, 25 years
Macarthur Credit Union LtdMacarthur Credit Union Ltd

GOVT LOW DEP VARIABLE OOC PI

Macarthur Credit Union Ltd
5.92%Variable rate
5.98%*comparison
$3,837Estimated repayments per month, 25 years
Northern Inland Credit Union Ltd.Northern Inland Credit Union Ltd.

Value Home Loan - Investment

Northern Inland Credit Union Ltd.
5.94%Variable rate
5.98%*comparison
$3,844Estimated repayments per month, 25 years
Northern Inland Credit Union Ltd.Northern Inland Credit Union Ltd.

Value Home Loan - Owner Occupied

Northern Inland Credit Union Ltd.
5.94%Variable rate
5.98%*comparison
$3,844Estimated repayments per month, 25 years

See all 1,361 home loans →

Offers are shown as the provider published them under the Consumer Data Right on the date shown. Conditions may apply; they are listed on the product page. Check the offer with the provider before applying.

Some rates vary by deposit size; where they do, the shown rate is the lowest tier, marked ‘from’.

Non-bank lenders began publishing under the Consumer Data Right on 13 July 2026. Some of their products are voluntary to publish (consumer leases, reverse mortgages, margin loans, novated, fleet and other non-standard vehicle finance, and any product with under 1,000 customers), some lenders hold exemptions from the ACCC, and lenders below the size threshold are not obliged to publish at all. So some lenders and products are not here.