Queensland Country Health Fund
Select Extras
Queensland Country Health Fund
How $38.02 is worked out
- Premium as filed - $50.11 a month
- Government rebate - 24.1% of the premium (never of the loading): -$12.09
- A month - $38.02
Go to insurer no commission on this policy
Extras: what you get back
| Service | Waiting period | Example benefits, as filed | Limits |
|---|---|---|---|
| General dental * | 2 months | Check-up (item 012): $44.00; Scale and clean (item 114): $71.00; Fluoride treatment (item 121): $19.00 | $400 per policy a year |
| Major dental * | 12 months | Tooth extraction (item 322): $126.00; Crown (item 615): $560.00 | $600 per policy a year (shared with other services) |
| Root canal * | 12 months | Root canal (item 417): $119.00 | $600 per policy a year (shared with other services) |
| Glasses and contact lenses * | 2 months | Single vision glasses: $245.00; Multifocal glasses: $245.00 | $245 per policy a year |
| Prescriptions not on the PBS * | 2 months | Prescription: $55.00 | $400 per policy a year (shared with other services) |
| Physiotherapy * | 2 months | First visit: $44.00; Follow-up visit: $37.00 | $500 per policy a year |
| Chiropractic * | 2 months | First visit: $44.00; Follow-up visit: $28.00 | $500 per policy a year (shared with other services) |
| Podiatry * | 2 months | First visit: $32.00; Follow-up visit: $32.00 | $400 per policy a year (shared with other services) |
| Remedial massage * | 2 months | First visit: $33.00; Follow-up visit: $33.00 | $500 per policy a year (shared with other services) |
| Health management programs * | 2 months | Benefit: $125.00 | $125 per policy a year |
| Orthotics | 2 months | Benefit: 100% back | $400 per policy a year (shared with other services) |
| Vaccinations * | 2 months | Vaccination: $55.00 | $400 per policy a year (shared with other services) |
Not covered: Braces, Psychology, Acupuncture, Hearing aids, Blood glucose monitors, Audiology, Antenatal and postnatal, Chinese herbal medicine, Dietitian, Exercise physiology, Eye therapy (orthoptics), Home nursing, Occupational therapy, Osteopathy, Speech therapy.
* There is an overall combined benefit limit for ALL benefits payable under this product (including dental, optical, therapies, pharmaceuticals, and Healthy Living benefits) up to $2,200 per person and $4,400 per policy per Membership Year. Sub-limits apply.
Health management (Healthy Living benefit) provides benefits towards the costs of metabolic dieticians or nutritionists consultations to assist with weight management, diabetes education consultations, quit smoking programs, skin checks for skin cancers (except where there is a Medicare benefit), bowel screening and bone density tests, a second yearly prostate specific antigen test not covered by Medicare, supermarket tours conducted by a dietitian or other allied health professional qualified to provide nutrition advice, and gym memberships/personal training sessions provided under an approved health management or chronic disease management program. Please contact the insurer for full details.
Ambulance
No ambulance cover.
This policy's other options
Every state, household and excess the insurer filed for this policy, with the premium before the rebate.
Where this comes from
Policy details come from the PrivateHealth.gov.au dataset published by the Private Health Insurance Ombudsman on data.gov.au (release of 1 Oct 2026), licensed under Creative Commons Attribution 3.0 Australia. Statement I4/QCAL10, filed by Queensland Country Health Fund, issued 1 Apr 2026.
† Monthly premium: the premium the insurer filed with the Private Health Insurance Ombudsman for this state, household and excess, before the Australian Government rebate. Answer the income and age questions and every figure becomes the premium after your rebate, with any Lifetime Health Cover loading added to the hospital share (the rebate never applies to the loading) and the age-based discount taken off it where the policy offers one. Insurers may quote a different payment frequency and round each step; check the figure with the insurer before you join.
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