Health Partners
Flex Extras: Eyes / Body / Wellness
Health Partners
How $103.58 is worked out
- Premium as filed - $136.50 a month
- Government rebate - 24.1% of the premium (never of the loading): -$32.92
- A month - $103.58
Go to insurer no commission on this policy
Extras: what you get back
| Service | Waiting period | Example benefits, as filed | Limits |
|---|---|---|---|
| General dental * | 2 months | Check-up (item 012): 60% back; Scale and clean (item 114): 60% back; Fluoride treatment (item 121): 60% back; Tooth extraction (item 322): 60% back | $500 per person a year (shared with other services) |
| Major dental * | 12 months | Crown (item 615): 60% back | $500 per person a year (shared with other services) |
| Root canal * | 12 months | Root canal (item 417): 60% back | $500 per person a year (shared with other services) |
| Glasses and contact lenses * | 2 months | Single vision glasses: 60% back; Multifocal glasses: 60% back | $200 per person a year |
| Prescriptions not on the PBS * | 2 months | Prescription: $0.00 | $200 per person a year (shared with other services) |
| Physiotherapy * | 2 months | First visit: 60% back; Follow-up visit: 60% back | $400 per person a year (shared with other services) |
| Chiropractic | 2 months | First visit: 60% back; Follow-up visit: 60% back | $400 per person a year (shared with other services) |
| Podiatry | 2 months | First visit: 60% back; Follow-up visit: 60% back | $200 per person a year (shared with other services) |
| Psychology | 2 months | First visit: 60% back; Follow-up visit: 60% back | $200 per person a year (shared with other services) |
| Acupuncture | 2 months | First visit: 60% back; Follow-up visit: 60% back | $200 per person a year (shared with other services) |
| Remedial massage | 2 months | First visit: 60% back; Follow-up visit: 60% back | $200 per person a year (shared with other services) |
| Chinese herbal medicine | 2 months | First visit: 60% back; Follow-up visit: 60% back | $200 per person a year (shared with other services) |
| Dietitian | 2 months | First visit: 60% back; Follow-up visit: 60% back | $200 per person a year (shared with other services) |
| Exercise physiology | 2 months | First visit: 60% back; Follow-up visit: 60% back | $400 per person a year (shared with other services) |
| Eye therapy (orthoptics) | 2 months | First visit: 60% back; Follow-up visit: 60% back | $200 per person a year (shared with other services) |
| Health management programs | 2 months | Benefit: 60% back | $200 per person a year (shared with other services) |
| Occupational therapy | 2 months | First visit: 60% back; Follow-up visit: 60% back | $200 per person a year (shared with other services) |
| Osteopathy | 2 months | First visit: 60% back; Follow-up visit: 60% back | $400 per person a year (shared with other services) |
| Speech therapy | 2 months | First visit: 60% back; Follow-up visit: 60% back | $200 per person a year (shared with other services) |
| Vaccinations * | 2 months | Vaccination: $0.00 | $200 per person a year (shared with other services) |
Not covered: Braces, Hearing aids, Blood glucose monitors, Audiology, Antenatal and postnatal, Home nursing, Orthotics.
* Health Partners providers are in SA only (Dental, Optical, Physio and Pharmacy). Get more back with Health Partners providers, including a bonus $100 on your Optical limit and 100% back on your first physio visit each year. Plus, access your pharmacy limit and receive 20% discount on most everyday non-prescription items at participating pharmacies. T&Cs apply. Waiting periods, exclusions, limits and conditions may apply.
Other services, as filed: In South Australia, get more from your cover with Health Partners providers, like 100% back on your first physio visit each year, and a bonus $100 on your Optical Limit. Also get 60% back on dental, optical and physio services up to your limits, at Health Partners and other recognised providers. Plus, save 20% on most full-price non-prescription items at over 50 pharmacies across SA, which include participating Priceline and TerryWhite Chemmart stores. T&Cs apply.
Flex Extras gives you the flexibility to choose the cover that suits your needs. If your needs change or you’re not using a selected option, you can remove or change it at any time to find the right mix for you. T&Cs apply. Waiting periods, exclusions, limits and conditions may apply.
Ambulance
Emergency ambulance. Call-out fees covered. Waiting period for emergency transport: 2 months. No limit on emergency transport.
This policy's other options
Every state, household and excess the insurer filed for this policy, with the premium before the rebate.
Where this comes from
Policy details come from the PrivateHealth.gov.au dataset published by the Private Health Insurance Ombudsman on data.gov.au (release of 1 Oct 2026), licensed under Creative Commons Attribution 3.0 Australia. Statement E134/DKVL1Y, filed by Health Partners, issued 20 Aug 2026.
† Monthly premium: the premium the insurer filed with the Private Health Insurance Ombudsman for this state, household and excess, before the Australian Government rebate. Answer the income and age questions and every figure becomes the premium after your rebate, with any Lifetime Health Cover loading added to the hospital share (the rebate never applies to the loading) and the age-based discount taken off it where the policy offers one. Insurers may quote a different payment frequency and round each step; check the figure with the insurer before you join.
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