Hunter Health Insurance
Healthy Extras Cover (Couple)
Hunter Health Insurance (a CDH Benefits Fund policy)
How $108.45 is worked out
- Premium as filed - $142.92 a month
- Government rebate - 24.1% of the premium (never of the loading): -$34.47
- A month - $108.45
Go to insurer no commission on this policy
Extras: what you get back
| Service | Waiting period | Example benefits, as filed | Limits |
|---|---|---|---|
| General dental | 2 months | Check-up (item 012): $24.00; Scale and clean (item 114): $38.00; Fluoride treatment (item 121): $25.00; Tooth extraction (item 322): $114.00 | $750 per person a year |
| Major dental | 12 months | Crown (item 615): $300.00 | $600 per person a year |
| Root canal | 12 months | Root canal (item 417): $70.00 | no yearly limit |
| Braces | 12 months | Braces, upper and lower, with a retainer (item 881): $1200.00 | $100 per person a year, $1,200 lifetime |
| Glasses and contact lenses | 2 months | Single vision glasses: 100% back; Multifocal glasses: 100% back | $210 per person limited to $500 per policy |
| Prescriptions not on the PBS | 2 months | Prescription: $21.00 | $400 per person a year (shared with other services) |
| Physiotherapy | 2 months | First visit: $36.00; Follow-up visit: $30.00 | $300 per person a year (shared with other services) |
| Chiropractic | 2 months | First visit: $38.00; Follow-up visit: $32.00 | $300 per person a year (shared with other services) |
| Podiatry | 2 months | First visit: $35.00; Follow-up visit: $30.00 | $300 per person a year (shared with other services) |
| Psychology | 2 months | First visit: $40.00; Follow-up visit: $40.00 | $400 per person a year (shared with other services) |
| Acupuncture | 2 months | First visit: $27.00; Follow-up visit: $27.00 | $150 per person a year, $300 per policy a year (shared with other services) |
| Remedial massage | 2 months | First visit: $30.00; Follow-up visit: $20.00 | $150 per person a year, $300 per policy a year (shared with other services) |
| Blood glucose monitors | 12 months | Blood: 75% back | 1 appliance every year |
| Dietitian | 2 months | First visit: $25.00 | $150 per person a year, $300 per policy a year (shared with other services) |
| Health management programs | 2 months | Benefit: $60.00 | $180 per policy a year |
| Home nursing | 2 months | First visit: $16.00 | $150 per person a year |
| Occupational therapy | 2 months | First visit: $28.00 | $150 per person a year, $300 per policy a year (shared with other services) |
| Orthotics | 2 months | Benefit: 75% back | no yearly limit |
| Osteopathy | 2 months | First visit: $26.00; Follow-up visit: $26.00 | $300 per person a year (shared with other services) |
| Speech therapy | 2 months | First visit: $28.00; Follow-up visit: $32.00 | $300 per person a year (shared with other services) |
Not covered: Hearing aids, Audiology, Antenatal and postnatal, Chinese herbal medicine, Exercise physiology, Eye therapy (orthoptics), Vaccinations.
Other services, as filed: Does not include treatment for: Alexander technique; Aromatherapy; Bowen therapy; Buteyko; Feldenkrais; Western herbalism; homeopathy; iridology; kinesiology; naturopathy; Pilates; reflexology; Rolfing; Shiatsu; Tai chi; Yoga CSIRO Total Wellbeing Diet $60 Per Membership Per Year
Comprehensive Ambulance cover when taken with a Hospital Cover or additional Ambulance cover can be added. This product also allows benefits for Weight Management, First Aid training and Stop Smoking education
Ambulance
No ambulance cover.
This policy's other options
Every state, household and excess the insurer filed for this policy, with the premium before the rebate.
| State | Who is covered | Excess | A month, as filed |
|---|---|---|---|
| NSW | Me and my partner | None | $142.92 |
| NSW | My family | None | $142.92 |
| NSW | Just me | None | $71.46 |
| NT | Me and my partner | None | $142.92 |
| NT | My family | None | $142.92 |
| NT | Just me | None | $71.46 |
| QLD | Me and my partner | None | $142.92 |
| QLD | My family | None | $142.92 |
| QLD | Just me | None | $71.46 |
| SA | Me and my partner | None | $142.92 |
| SA | My family | None | $142.92 |
| SA | Just me | None | $71.46 |
| TAS | Me and my partner | None | $142.92 |
| TAS | My family | None | $142.92 |
| TAS | Just me | None | $71.46 |
| VIC | Me and my partner | None | $142.92 |
| VIC | My family | None | $142.92 |
| VIC | Just me | None | $71.46 |
| WA | Me and my partner | None | $142.92 |
| WA | My family | None | $142.92 |
| WA | Just me | None | $71.46 |
Where this comes from
Policy details come from the PrivateHealth.gov.au dataset published by the Private Health Insurance Ombudsman on data.gov.au (release of 1 Oct 2026), licensed under Creative Commons Attribution 3.0 Australia. Statement I6/VBOJ20, filed by CDH Benefits Fund, issued 1 Apr 2026.
† Monthly premium: the premium the insurer filed with the Private Health Insurance Ombudsman for this state, household and excess, before the Australian Government rebate. Answer the income and age questions and every figure becomes the premium after your rebate, with any Lifetime Health Cover loading added to the hospital share (the rebate never applies to the loading) and the age-based discount taken off it where the policy offers one. Insurers may quote a different payment frequency and round each step; check the figure with the insurer before you join.
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