How $60.71 is worked out
- Premium as filed - $80.00 a month
- Government rebate - 24.1% of the premium (never of the loading): -$19.29
- A month - $60.71
Go to insurer no commission on this policy
Extras: what you get back
| Service | Waiting period | Example benefits, as filed | Limits |
|---|---|---|---|
| General dental * | 2 months | Check-up (item 012): $59.85; Scale and clean (item 114): $122.70; Fluoride treatment (item 121): $51.20; Tooth extraction (item 322): $204.00 | $1,050 per person a year (shared with other services) |
| Major dental * | 2 months | Crown (item 615): $650.00 | $1,050 per person a year (shared with other services) |
| Root canal * | 2 months | Root canal (item 417): $199.80 | $1,050 per person a year (shared with other services) |
| Braces * | 24 months | Braces, upper and lower, with a retainer (item 881): $600.00 | $1,050 per person a year (shared with other services) |
Not covered: Glasses and contact lenses, Prescriptions not on the PBS, Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aids, Blood glucose monitors, Audiology, Antenatal and postnatal, Chinese herbal medicine, Dietitian, Exercise physiology, Eye therapy (orthoptics), Health management programs, Home nursing, Occupational therapy, Orthotics, Osteopathy, Speech therapy, Vaccinations.
* $350 benefit limit per person in the first year of dental membership.
Other services, as filed: Includes No Gap preventative dental treatment. Dentures included - full set claimable every 3 years. Members paying by direct debit will receive a 2.5% discount (cheque or savings account only).
Ambulance
No ambulance cover.
This policy's other options
Every state, household and excess the insurer filed for this policy, with the premium before the rebate.
| State | Who is covered | Excess | A month, as filed |
|---|---|---|---|
| Every state | Me and my partner | None | $80.00 |
| Every state | My family | None | $80.00 |
| Every state | My family, with adult children not studying | None | $102.00 |
| Every state | Just me | None | $40.00 |
| Every state | Me and my children | None | $80.00 |
| Every state | Me and my children, with adult children not studying | None | $102.00 |
Where this comes from
Policy details come from the PrivateHealth.gov.au dataset published by the Private Health Insurance Ombudsman on data.gov.au (release of 1 Oct 2026), licensed under Creative Commons Attribution 3.0 Australia. Statement I3/A0000C, filed by Mildura Health Fund, issued 1 Apr 2026.
† Monthly premium: the premium the insurer filed with the Private Health Insurance Ombudsman for this state, household and excess, before the Australian Government rebate. Answer the income and age questions and every figure becomes the premium after your rebate, with any Lifetime Health Cover loading added to the hospital share (the rebate never applies to the loading) and the age-based discount taken off it where the policy offers one. Insurers may quote a different payment frequency and round each step; check the figure with the insurer before you join.
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