Latrobe Health Services
Basic Extras
Latrobe Health Services
How $27.98 is worked out
- Premium as filed - $36.87 a month
- Government rebate - 24.1% of the premium (never of the loading): -$8.89
- A month - $27.98
Go to insurer no commission on this policy
Extras: what you get back
| Service | Waiting period | Example benefits, as filed | Limits |
|---|---|---|---|
| General dental | 2 months | Check-up (item 012): $30.50; Scale and clean (item 114): $57.60; Fluoride treatment (item 121): $23.20 | $500 per person a year, $2,000 per policy a year |
| Major dental | 12 months | Crown (item 615): $0.00 | Accident only cover, $250 per accident, maximum $500 per person, membership limit is $2000. Combined with General Dental. |
| Glasses and contact lenses | 6 months | Single vision glasses: $150.00; Multifocal glasses: $150.00 | $150 per person a year |
| Prescriptions not on the PBS | 2 months | Prescription: $25.00 | $250 per person a year, $500 per policy a year (shared with other services) |
| Physiotherapy | 2 months | First visit: $30.00; Follow-up visit: $30.00 | $250 per person a year, $500 per policy a year (shared with other services) |
| Chiropractic | 2 months | First visit: $26.00; Follow-up visit: $26.00 | $250 per person a year, $500 per policy a year (shared with other services) |
| Podiatry | 2 months | First visit: $25.00; Follow-up visit: $25.00 | $250 per person a year, $500 per policy a year (shared with other services) |
| Remedial massage | 2 months | First visit: $25.00; Follow-up visit: $25.00 | $250 per person a year, $500 per policy a year (shared with other services) |
| Osteopathy | 2 months | First visit: $25.00; Follow-up visit: $25.00 | $250 per person a year, $500 per policy a year (shared with other services) |
| Vaccinations | 2 months | Vaccination: $25.00 | $250 per person a year, $500 per policy a year (shared with other services) |
Not covered: Root canal, Braces, Psychology, Acupuncture, Hearing aids, Blood glucose monitors, Audiology, Antenatal and postnatal, Chinese herbal medicine, Dietitian, Exercise physiology, Eye therapy (orthoptics), Health management programs, Home nursing, Occupational therapy, Orthotics, Speech therapy.
Other services, as filed: A benefit is also payable for a 50% rebate on full ambulance subscriptions when paid voluntarily but not as a state tax or levy. Vaccinations are for travel vaccines and must be approved by Latrobe.
Ambulance
Emergency ambulance. Call-out fees covered. Waiting period for emergency transport: 1 day. No limit on emergency transport.
This policy's other options
Every state, household and excess the insurer filed for this policy, with the premium before the rebate.
Where this comes from
Policy details come from the PrivateHealth.gov.au dataset published by the Private Health Insurance Ombudsman on data.gov.au (release of 1 Oct 2026), licensed under Creative Commons Attribution 3.0 Australia. Statement I6/SBGD1D, filed by Latrobe Health Services, issued 1 Apr 2026.
† Monthly premium: the premium the insurer filed with the Private Health Insurance Ombudsman for this state, household and excess, before the Australian Government rebate. Answer the income and age questions and every figure becomes the premium after your rebate, with any Lifetime Health Cover loading added to the hospital share (the rebate never applies to the loading) and the age-based discount taken off it where the policy offers one. Insurers may quote a different payment frequency and round each step; check the figure with the insurer before you join.
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