Bupa
Mid 60 Visitors Cover Extras
Bupa
How $123.31 is worked out
- Premium as filed - $162.50 a month
- Government rebate - 24.1% of the premium (never of the loading): -$39.19
- A month - $123.31
Go to insurer no commission on this policy
Extras: what you get back
| Service | Waiting period | Example benefits, as filed | Limits |
|---|---|---|---|
| General dental * | 2 months | Check-up (item 012): 60% back; Scale and clean (item 114): 60% back; Fluoride treatment (item 121): 60% back; Tooth extraction (item 322): 60% back | $800 per person a year (shared with other services) |
| Major dental * | 12 months | Crown (item 615): 60% back | $800 per person a year (shared with other services) |
| Root canal | 12 months | Root canal (item 417): 60% back | $800 per person a year (shared with other services) |
| Braces | 12 months | Braces, upper and lower, with a retainer (item 881): 60% back | $800 per person a year (shared with other services) |
| Glasses and contact lenses | 2 months | Single vision glasses: 60% back; Multifocal glasses: 60% back | $180 per person a year |
| Prescriptions not on the PBS * | 2 months | Prescription: 60% back | $400 per person a year (shared with other services) |
| Physiotherapy | 2 months | First visit: 60% back; Follow-up visit: 60% back | $350 per person a year |
| Chiropractic | 2 months | First visit: 60% back; Follow-up visit: 60% back | $350 per person a year (shared with other services) |
| Podiatry * | 2 months | First visit: 60% back; Follow-up visit: 60% back | $400 per person a year (shared with other services) |
| Psychology | 2 months | First visit: 60% back; Follow-up visit: 60% back | $400 per person a year (shared with other services) |
| Acupuncture | 2 months | First visit: 60% back; Follow-up visit: 60% back | $400 per person a year (shared with other services) |
| Remedial massage | 2 months | First visit: 60% back; Follow-up visit: 60% back | $400 per person a year (shared with other services) |
| Hearing aids * | 12 months | Hearing aid: 60% back | $400 per person a year (shared with other services) |
| Blood glucose monitors * | 12 months | Blood: 60% back | $400 per person a year (shared with other services) |
| Antenatal and postnatal | 2 months | First visit: 60% back; Follow-up visit: 60% back | $300 per person a year |
| Chinese herbal medicine | 2 months | First visit: 60% back; Follow-up visit: 60% back | $400 per person a year (shared with other services) |
| Dietitian | 2 months | First visit: 60% back; Follow-up visit: 60% back | $400 per person a year (shared with other services) |
| Exercise physiology | 2 months | First visit: 60% back; Follow-up visit: 60% back | $400 per person a year (shared with other services) |
| Eye therapy (orthoptics) | 2 months | First visit: 60% back; Follow-up visit: 60% back | $400 per person a year (shared with other services) |
| Health management programs | 6 months | Benefit: 60% back | $100 per person a year |
| Home nursing * | 2 months | First visit: 60% back; Follow-up visit: 60% back | $350 per person a year |
| Occupational therapy | 2 months | First visit: 60% back; Follow-up visit: 60% back | $400 per person a year (shared with other services) |
| Orthotics * | 12 months | Benefit: 60% back | $400 per person a year (shared with other services) |
| Osteopathy | 2 months | First visit: 60% back; Follow-up visit: 60% back | $350 per person a year (shared with other services) |
| Speech therapy | 2 months | First visit: 60% back; Follow-up visit: 60% back | $400 per person a year (shared with other services) |
Not covered: Audiology, Vaccinations.
* Home nursing covers selected services. Podiatry does not include Orthotics. Where applicable, benefits may be payable under Health Aids & Appliances. Dentures payable once every 3 years. Periodic oral examination (012), Scale & Clean (114), Fluoride treatment (121) payable once every 6 months. Pharmacy benefit paid after current PBS patient contribution deducted.
Other services, as filed: Travel 100% up to $100. Where applicable, benefits will be paid under your Hospital cover (cannot claim benefits on both hospital and extras for the same trip). Eligibility criteria apply. Accommodation (per night) $40 up to $150. Ante/Post-natal consultations and courses including lactation consultations, with a Bupa recognised provider in private practice. Mental health includes Psychology, Digital Mental Health, Social Work (psychological therapies), and Counselling (including Indigenous Counselling). Sub-limits apply for Digital Mental Health. Blood glucose monitors, hearing aids, orthotics, and other health aids, are payable under the Health Appliances category, which share a yearly limit with other services specified in list. Sub-limits and restrictions apply. Blood glucose monitors are payable once per year. Hearing aids are payable once every 3 years. To find out about other health appliances included and relevant sub-limits and restrictions, please contact us.
The longer you're with Bupa, the more you get back. For selected services, your yearly limit increases each calendar year, up to a set amount.
Ambulance
Emergency and non-emergency ambulance. Call-out fees covered. Waiting period for emergency transport: none. No limit on emergency transport.
This policy's other options
Every state, household and excess the insurer filed for this policy, with the premium before the rebate.
| State | Who is covered | Excess | A month, as filed |
|---|---|---|---|
| NSW | Me and my partner | None | $162.50 |
| NSW | My family | None | $162.50 |
| NSW | Just me | None | $81.25 |
| NSW | Me and my children | None | $162.50 |
| NT | Me and my partner | None | $162.50 |
| NT | My family | None | $162.50 |
| NT | Just me | None | $81.25 |
| NT | Me and my children | None | $162.50 |
| QLD | Me and my partner | None | $162.50 |
| QLD | My family | None | $162.50 |
| QLD | Just me | None | $81.25 |
| QLD | Me and my children | None | $162.50 |
| SA | Me and my partner | None | $162.50 |
| SA | My family | None | $162.50 |
| SA | Just me | None | $81.25 |
| SA | Me and my children | None | $162.50 |
| TAS | Me and my partner | None | $162.50 |
| TAS | My family | None | $162.50 |
| TAS | Just me | None | $81.25 |
| TAS | Me and my children | None | $162.50 |
| VIC | Me and my partner | None | $162.50 |
| VIC | My family | None | $162.50 |
| VIC | Just me | None | $81.25 |
| VIC | Me and my children | None | $162.50 |
| WA | Me and my partner | None | $162.50 |
| WA | My family | None | $162.50 |
| WA | Just me | None | $81.25 |
| WA | Me and my children | None | $162.50 |
Where this comes from
Policy details come from the PrivateHealth.gov.au dataset published by the Private Health Insurance Ombudsman on data.gov.au (release of 1 Oct 2026), licensed under Creative Commons Attribution 3.0 Australia. Statement I51/WKUS20, filed by Bupa HI Pty Ltd, issued 1 Apr 2026.
† Monthly premium: the premium the insurer filed with the Private Health Insurance Ombudsman for this state, household and excess, before the Australian Government rebate. Answer the income and age questions and every figure becomes the premium after your rebate, with any Lifetime Health Cover loading added to the hospital share (the rebate never applies to the loading) and the age-based discount taken off it where the policy offers one. Insurers may quote a different payment frequency and round each step; check the figure with the insurer before you join.
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