Latrobe Health Services
Core Complete Extras Package
Latrobe Health Services
How $71.11 is worked out
- Premium as filed - $93.71 a month
- Government rebate - 24.1% of the premium (never of the loading): -$22.60
- A month - $71.11
Go to insurer no commission on this policy
Extras: what you get back
| Service | Waiting period | Example benefits, as filed | Limits |
|---|---|---|---|
| General dental | 2 months | Check-up (item 012): $30.50; Scale and clean (item 114): $57.60; Fluoride treatment (item 121): $36.00; Tooth extraction (item 322): $104.30 | $1,000 per person a year, $2,000 per policy a year (shared with other services) |
| Major dental | 12 months | Crown (item 615): $556.80 | $1,000 per person a year, $2,000 per policy a year (shared with other services) |
| Root canal | 2 months | Root canal (item 417): $109.80 | $1,000 per person a year, $2,000 per policy a year (shared with other services) |
| Braces | 12 months | Braces, upper and lower, with a retainer (item 881): $1800.00 | $600 per person a year, $1,800 lifetime, 1 appliance every 3 years |
| Glasses and contact lenses | 6 months | Single vision glasses: $200.00; Multifocal glasses: $200.00 | $200 per person a year |
| Prescriptions not on the PBS | 2 months | Prescription: $35.00 | $300 per person a year, $600 per policy a year (shared with other services) |
| Physiotherapy | 2 months | First visit: $45.00; Follow-up visit: $45.00 | $300 per person a year, $600 per policy a year (shared with other services) |
| Chiropractic | 2 months | First visit: $36.00; Follow-up visit: $36.00 | $300 per person a year, $600 per policy a year (shared with other services) |
| Podiatry | 2 months | First visit: $25.00; Follow-up visit: $25.00 | $300 per person a year (shared with other services) |
| Psychology | 2 months | First visit: $50.00; Follow-up visit: $50.00 | $300 per person a year |
| Acupuncture | 2 months | First visit: $36.00; Follow-up visit: $36.00 | $300 per person a year, $600 per policy a year (shared with other services) |
| Remedial massage | 2 months | First visit: $36.00; Follow-up visit: $36.00 | $300 per person a year, $600 per policy a year (shared with other services) |
| Hearing aids | 12 months | Hearing aid: 70% back | $500 per person a year, 1 appliance every 5 years |
| Blood glucose monitors | 12 months | Blood: 70% back | $200 per person a year, $400 per policy a year, 1 appliance every 3 years |
| Audiology | 2 months | First visit: $25.00; Follow-up visit: $25.00 | $300 per person a year, $600 per policy a year (shared with other services) |
| Dietitian | 2 months | First visit: $36.00; Follow-up visit: $36.00 | $300 per person a year, $600 per policy a year (shared with other services) |
| Eye therapy (orthoptics) | 2 months | First visit: $25.00; Follow-up visit: $25.00 | $300 per person a year, $600 per policy a year (shared with other services) |
| Health management programs | 12 months | Benefit: 70% back | $500 per person a year |
| Home nursing | 2 months | First visit: $24.00; Follow-up visit: $24.00 | $300 per person a year, $600 per policy a year (shared with other services) |
| Occupational therapy | 2 months | First visit: $25.00; Follow-up visit: $25.00 | $300 per person a year, $600 per policy a year (shared with other services) |
| Orthotics | 2 months | Benefit: $70.00 | $300 per person a year (shared with other services) |
| Osteopathy | 2 months | First visit: $36.00; Follow-up visit: $36.00 | $300 per person a year, $600 per policy a year (shared with other services) |
| Speech therapy | 2 months | First visit: $25.00; Follow-up visit: $25.00 | $300 per person a year, $600 per policy a year (shared with other services) |
| Vaccinations | 2 months | Vaccination: $35.00 | $300 per person a year, $600 per policy a year (shared with other services) |
Not covered: Antenatal and postnatal, Chinese herbal medicine, Exercise physiology.
Other services, as filed: Periodic Oral Examination - $60 for 1 service, $30.50 for additional services. Scale and clean - $120 for 1 service, $57.60 for additional services. Fluoride Treatment - $36 for 2 services, limit 2 services per person per year. A benefit is also payable for myotherapy, Health Appliances & Aids, such as crutches, knee brace, splint, cam boot, CPAP or TENS machine, non surgically implanted prosthesis, health screenings and a 50% rebate on full ambulance subscriptions when paid voluntarily but not as a state tax or levy. Orthodontic benefits increase with years of membership. The orthotic benefit shown is a guide only and benefits will differ according to the orthotic prescribed. Vaccinations are for travel vaccines and must be approved by Latrobe.
Ambulance
Emergency ambulance. Call-out fees covered. Waiting period for emergency transport: 1 day. No limit on emergency transport.
This policy's other options
Every state, household and excess the insurer filed for this policy, with the premium before the rebate.
Where this comes from
Policy details come from the PrivateHealth.gov.au dataset published by the Private Health Insurance Ombudsman on data.gov.au (release of 1 Oct 2026), licensed under Creative Commons Attribution 3.0 Australia. Statement I1/NBIT1Y, filed by Latrobe Health Services, issued 1 Apr 2026.
† Monthly premium: the premium the insurer filed with the Private Health Insurance Ombudsman for this state, household and excess, before the Australian Government rebate. Answer the income and age questions and every figure becomes the premium after your rebate, with any Lifetime Health Cover loading added to the hospital share (the rebate never applies to the loading) and the age-based discount taken off it where the policy offers one. Insurers may quote a different payment frequency and round each step; check the figure with the insurer before you join.
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