Westfund
Dental Saver Extras
Westfund
How $16.38 is worked out
- Premium as filed - $21.58 a month
- Government rebate - 24.1% of the premium (never of the loading): -$5.20
- A month - $16.38
Go to insurer no commission on this policy
Extras: what you get back
| Service | Waiting period | Example benefits, as filed | Limits |
|---|---|---|---|
| General dental | 2 months | Check-up (item 012): 50% back; Scale and clean (item 114): 50% back; Fluoride treatment (item 121): 50% back; Tooth extraction (item 322): 50% back | Year 1 $400 per member Year 2 + $600 per member |
Not covered: Major dental, Root canal, Braces, Glasses and contact lenses, Prescriptions not on the PBS, Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aids, Blood glucose monitors, Audiology, Antenatal and postnatal, Chinese herbal medicine, Dietitian, Exercise physiology, Eye therapy (orthoptics), Health management programs, Home nursing, Occupational therapy, Orthotics, Osteopathy, Speech therapy, Vaccinations.
Additional benefits included in this policy are Sunglasses purchased through a Westfund Care Centre or through Westfund’s online sunglasses store, The Collection. Please contact Westfund for details or visit www.westfund.com.au/help/ for additional claiming information.
Ambulance
Emergency and non-emergency ambulance. Call-out fees covered. Waiting period for emergency transport: 1 day. No limit on emergency transport.
This policy's other options
Every state, household and excess the insurer filed for this policy, with the premium before the rebate.
| State | Who is covered | Excess | A month, as filed |
|---|---|---|---|
| NSW | Me and my partner | None | $43.16 |
| NSW | Just me | None | $21.58 |
| NT | Me and my partner | None | $43.16 |
| NT | Just me | None | $21.58 |
| QLD | Me and my partner | None | $43.16 |
| QLD | Just me | None | $21.58 |
| SA | Me and my partner | None | $43.16 |
| SA | Just me | None | $21.58 |
| TAS | Me and my partner | None | $43.16 |
| TAS | Just me | None | $21.58 |
| VIC | Me and my partner | None | $43.16 |
| VIC | Just me | None | $21.58 |
| WA | Me and my partner | None | $43.16 |
| WA | Just me | None | $21.58 |
Where this comes from
Policy details come from the PrivateHealth.gov.au dataset published by the Private Health Insurance Ombudsman on data.gov.au (release of 1 Oct 2026), licensed under Creative Commons Attribution 3.0 Australia. Statement I27/SGIA10, filed by Westfund Limited, issued 1 Mar 2026.
† Monthly premium: the premium the insurer filed with the Private Health Insurance Ombudsman for this state, household and excess, before the Australian Government rebate. Answer the income and age questions and every figure becomes the premium after your rebate, with any Lifetime Health Cover loading added to the hospital share (the rebate never applies to the loading) and the age-based discount taken off it where the policy offers one. Insurers may quote a different payment frequency and round each step; check the figure with the insurer before you join.
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