How $31.64 is worked out
- Premium as filed - $41.70 a month
- Government rebate - 24.1% of the premium (never of the loading): -$10.06
- A month - $31.64
Go to insurer no commission on this policy
Extras: what you get back
| Service | Waiting period | Example benefits, as filed | Limits |
|---|---|---|---|
| General dental * | 2 months | Check-up (item 012): $22.50; Scale and clean (item 114): $43.10; Fluoride treatment (item 121): $12.30; Tooth extraction (item 322): $0.00 | 100% back on 1 dental check service/year at Members' Choice providers or fixed benefits at non-Members' Choice up to $100 |
| Vaccinations * | 2 months | Vaccination: 100% back | $40 per person a year, 1 service every year |
Not covered: Major dental, Root canal, Braces, Glasses and contact lenses, Prescriptions not on the PBS, Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aids, Blood glucose monitors, Audiology, Antenatal and postnatal, Chinese herbal medicine, Dietitian, Exercise physiology, Eye therapy (orthoptics), Health management programs, Home nursing, Occupational therapy, Orthotics, Osteopathy, Speech therapy.
* General Dental - includes one dental check-up and clean per member each calendar year, no benefit payable for other General Dental items. Items included: Periodic oral examination 011/012, Scale & Clean 111/114, Fluoride Treatment 121 payable once every calendar year. A Benefit is not payable for influenza vaccinations that are administered under a Commonwealth or State scheme, such as the National Immunisation Program, or similar schemes. Benefits are payable towards the influenza vaccine only and not payable towards any other fees, including administrative fees or GP consultations.
Ambulance
Emergency ambulance. Call-out fees covered. Waiting period for emergency transport: 1 day. No limit on emergency transport.
This policy's other options
Every state, household and excess the insurer filed for this policy, with the premium before the rebate.
| State | Who is covered | Excess | A month, as filed |
|---|---|---|---|
| Every state | Me and my partner | None | $41.70 |
| Every state | My family | None | $58.30 |
| Every state | My family, with adult children not studying | None | $58.30 |
| Every state | Just me | None | $20.85 |
| Every state | Me and my children | None | $41.70 |
| Every state | Me and my children, with adult children not studying | None | $41.70 |
Where this comes from
Policy details come from the PrivateHealth.gov.au dataset published by the Private Health Insurance Ombudsman on data.gov.au (release of 1 Oct 2026), licensed under Creative Commons Attribution 3.0 Australia. Statement I122/AOVY1D, filed by Medibank Private Limited, issued 1 Apr 2026.
† Monthly premium: the premium the insurer filed with the Private Health Insurance Ombudsman for this state, household and excess, before the Australian Government rebate. Answer the income and age questions and every figure becomes the premium after your rebate, with any Lifetime Health Cover loading added to the hospital share (the rebate never applies to the loading) and the age-based discount taken off it where the policy offers one. Insurers may quote a different payment frequency and round each step; check the figure with the insurer before you join.
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