How $56.75 is worked out
- Premium as filed - $74.79 a month
- Government rebate - 24.1% of the premium (never of the loading): -$18.04
- A month - $56.75
Go to insurer no commission on this policy
Extras: what you get back
| Service | Waiting period | Example benefits, as filed | Limits |
|---|---|---|---|
| General dental * | 2 months | Check-up (item 012): $35.00; Scale and clean (item 114): $75.00; Fluoride treatment (item 121): $22.00; Tooth extraction (item 322): $145.00 | $1,600 per policy a year (shared with other services) |
| Major dental | 12 months | Crown (item 615): $850.00 | $1,600 per policy a year (shared with other services) |
| Root canal | 12 months | Root canal (item 417): $140.00 | $1,600 per policy a year (shared with other services) |
| Glasses and contact lenses | 2 months | Single vision glasses: $250.00; Multifocal glasses: $250.00 | $250 per policy a year |
| Prescriptions not on the PBS | 2 months | Prescription: $50.00 | $500 per policy a year (shared with other services) |
| Physiotherapy | 2 months | First visit: $42.00; Follow-up visit: $42.00 | $600 per policy a year (shared with other services) |
| Chiropractic | 2 months | First visit: $30.00; Follow-up visit: $30.00 | $600 per policy a year (shared with other services) |
| Podiatry | 2 months | First visit: $45.00; Follow-up visit: $45.00 | $400 per policy a year (shared with other services) |
| Psychology | 2 months | First visit: $50.00; Follow-up visit: $50.00 | $400 per policy a year (shared with other services) |
| Acupuncture | 2 months | First visit: $25.00; Follow-up visit: $25.00 | $400 per policy a year (shared with other services) |
| Remedial massage | 2 months | First visit: $25.00; Follow-up visit: $25.00 | $400 per policy a year (shared with other services) |
| Hearing aids | 36 months | Hearing aid: $1400.00 | $1,400 per policy a year, 1 service every 3 years |
| Blood glucose monitors | 12 months | Blood: $100.00 | $100 per policy a year |
| Audiology | 2 months | First visit: $80.00; Follow-up visit: $80.00 | $500 per policy a year (shared with other services) |
| Chinese herbal medicine | 2 months | First visit: $25.00; Follow-up visit: $25.00 | $400 per policy a year (shared with other services) |
| Dietitian | 2 months | First visit: $30.00; Follow-up visit: $30.00 | $400 per policy a year (shared with other services) |
| Exercise physiology | 2 months | First visit: $30.00; Follow-up visit: $30.00 | $600 per policy a year (shared with other services) |
| Eye therapy (orthoptics) | 2 months | First visit: $25.00; Follow-up visit: $25.00 | $400 per policy a year (shared with other services) |
| Health management programs | 2 months | Benefit: $100.00 | $500 per policy a year (shared with other services) |
| Home nursing | 2 months | First visit: $48.00; Follow-up visit: $48.00 | $400 per policy a year (shared with other services) |
| Occupational therapy | 2 months | First visit: $40.00; Follow-up visit: $40.00 | $400 per policy a year (shared with other services) |
| Orthotics | 12 months | Benefit: $200.00 | $200 per policy a year |
| Osteopathy | 2 months | First visit: $30.00; Follow-up visit: $30.00 | $600 per policy a year (shared with other services) |
| Speech therapy | 2 months | First visit: $48.00; Follow-up visit: $36.00 | $400 per policy a year (shared with other services) |
| Vaccinations | 2 months | Vaccination: $50.00 | $500 per policy a year (shared with other services) |
Not covered: Braces, Antenatal and postnatal.
* Access our Provider of Choice network — dental providers nationwide who work with us to help lower or eliminate out-of-pocket costs on selected preventative treatments
Additional benefits included in this policy are Health Aids & Appliances (e.g. Devices for Sleep Apnoea and Diagnosed Snoring, Respiratory Aids, Blood Pressure Monitors), Outpatient Travel, and Sunglasses purchased through a Westfund Care Centre or through Westfund’s online sunglasses store, The Collection. Please contact Westfund for details or visit www.westfund.com.au/help/ for additional claiming information.
Ambulance
Emergency and non-emergency ambulance. Call-out fees covered. Waiting period for emergency transport: 1 day. No limit on emergency transport.
This policy's other options
Every state, household and excess the insurer filed for this policy, with the premium before the rebate.
Where this comes from
Policy details come from the PrivateHealth.gov.au dataset published by the Private Health Insurance Ombudsman on data.gov.au (release of 1 Oct 2026), licensed under Creative Commons Attribution 3.0 Australia. Statement I16/TCTH10, filed by Westfund Limited, issued 1 Apr 2026.
† Monthly premium: the premium the insurer filed with the Private Health Insurance Ombudsman for this state, household and excess, before the Australian Government rebate. Answer the income and age questions and every figure becomes the premium after your rebate, with any Lifetime Health Cover loading added to the hospital share (the rebate never applies to the loading) and the age-based discount taken off it where the policy offers one. Insurers may quote a different payment frequency and round each step; check the figure with the insurer before you join.
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