Latrobe Health Services
Premier Singles and Couples Extras
Latrobe Health Services
How $141.00 is worked out
- Premium as filed - $185.81 a month
- Government rebate - 24.1% of the premium (never of the loading): -$44.81
- A month - $141.00
Go to insurer no commission on this policy
Extras: what you get back
| Service | Waiting period | Example benefits, as filed | Limits |
|---|---|---|---|
| General dental | 2 months | Check-up (item 012): $42.00; Scale and clean (item 114): $75.00; Fluoride treatment (item 121): $27.00; Tooth extraction (item 322): $140.00 | $1,000 per person a year (shared with other services) |
| Major dental | 12 months | Crown (item 615): $680.00 | $875 per person a year |
| Root canal | 2 months | Root canal (item 417): $145.00 | $1,000 per person a year (shared with other services) |
| Braces | 12 months | Braces, upper and lower, with a retainer (item 881): $750.00 | $750 per person a year, $2,400 lifetime |
| Glasses and contact lenses | 6 months | Single vision glasses: $250.00; Multifocal glasses: $250.00 | $250 per person a year |
| Prescriptions not on the PBS | 2 months | Prescription: $50.00 | $340 per person a year, $680 per policy a year (shared with other services) |
| Physiotherapy | 2 months | First visit: $50.00; Follow-up visit: $50.00 | $550 per person a year, $1,100 per policy a year (shared with other services) |
| Chiropractic | 2 months | First visit: $45.00; Follow-up visit: $45.00 | $550 per person a year, $1,100 per policy a year (shared with other services) |
| Podiatry | 2 months | First visit: $45.00; Follow-up visit: $45.00 | $400 per person a year, $800 per policy a year (shared with other services) |
| Psychology | 2 months | First visit: $90.00; Follow-up visit: $90.00 | $450 per person a year, $900 per policy a year |
| Acupuncture | 2 months | First visit: $45.00; Follow-up visit: $45.00 | $400 per person a year, $800 per policy a year (shared with other services) |
| Remedial massage | 2 months | First visit: $45.00; Follow-up visit: $45.00 | $400 per person a year, $800 per policy a year (shared with other services) |
| Hearing aids | 12 months | Hearing aid: 65% back | $500 total all appliances every 2 years per membership (shared with other services) |
| Blood glucose monitors | 12 months | Blood: 65% back | $500 total all appliances every 2 years per membership (shared with other services) |
| Audiology | 2 months | First visit: $40.00; Follow-up visit: $40.00 | $400 per person a year, $800 per policy a year (shared with other services) |
| Chinese herbal medicine | 2 months | First visit: $45.00; Follow-up visit: $45.00 | $400 per person a year, $800 per policy a year (shared with other services) |
| Dietitian | 2 months | First visit: $45.00; Follow-up visit: $45.00 | $400 per person a year, $800 per policy a year (shared with other services) |
| Exercise physiology | 2 months | First visit: $45.00; Follow-up visit: $45.00 | $550 per person a year, $1,100 per policy a year (shared with other services) |
| Health management programs | 2 months | Benefit: $40.00 | $225 per person a year, $450 per policy a year |
| Occupational therapy | none | First visit: $40.00; Follow-up visit: $40.00 | $400 per person a year, $800 per policy a year (shared with other services) |
| Orthotics | 2 months | Benefit: 65% back | $400 per person a year, $800 per policy a year (shared with other services) |
| Osteopathy | 2 months | First visit: $45.00; Follow-up visit: $45.00 | $550 per person a year, $1,100 per policy a year (shared with other services) |
| Vaccinations | 2 months | Vaccination: $50.00 | $340 per person a year, $680 per policy a year (shared with other services) |
Not covered: Antenatal and postnatal, Eye therapy (orthoptics), Home nursing, Speech therapy.
Other services, as filed: Periodic Oral Examination - 2 free up to $60 and $42 for additional services. Scale and clean - 2 free up to $120 and $75 for additional services. Fluoride Treatment - 2 free up to $36 and $27 for additional services. A benefit is also payable for myotherapy, health appliances & aids such as CPAP or TENS machine, crutches, knee braces, splints, cam boot, nebuliser, asthma and peak flow meters, wheelchair hire, QUIT course, nicotine replacement, travel for medical outpatient visits and a 100% rebate on full ambulance subscriptions when paid voluntarily but not as a state tax or levy. Vaccinations must be Latrobe approved, HPV and travel vaccines are included. When this extras cover is coupled with a hospital cover a benefit bonus will also accumulate.
Ambulance
Emergency ambulance. Call-out fees covered. Waiting period for emergency transport: 1 day. No limit on emergency transport.
This policy's other options
Every state, household and excess the insurer filed for this policy, with the premium before the rebate.
Where this comes from
Policy details come from the PrivateHealth.gov.au dataset published by the Private Health Insurance Ombudsman on data.gov.au (release of 1 Oct 2026), licensed under Creative Commons Attribution 3.0 Australia. Statement I18/DCFH20, filed by Latrobe Health Services, issued 12 May 2026.
† Monthly premium: the premium the insurer filed with the Private Health Insurance Ombudsman for this state, household and excess, before the Australian Government rebate. Answer the income and age questions and every figure becomes the premium after your rebate, with any Lifetime Health Cover loading added to the hospital share (the rebate never applies to the loading) and the age-based discount taken off it where the policy offers one. Insurers may quote a different payment frequency and round each step; check the figure with the insurer before you join.
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