How $102.07 is worked out
- Premium as filed - $134.51 a month
- Government rebate - 24.1% of the premium (never of the loading): -$32.44
- A month - $102.07
Go to insurer no commission on this policy
Extras: what you get back
| Service | Waiting period | Example benefits, as filed | Limits |
|---|---|---|---|
| General dental * | 2 months | Check-up (item 012): 80% back; Scale and clean (item 114): 80% back; Fluoride treatment (item 121): 80% back; Tooth extraction (item 322): 80% back | no yearly limit |
| Major dental * | 12 months | Crown (item 615): 80% back | $1,300 per policy a year (shared with other services) |
| Root canal * | 12 months | Root canal (item 417): 80% back | $1,300 per policy a year (shared with other services) |
| Braces | 12 months | Braces, upper and lower, with a retainer (item 881): 100% back | $2,800 lifetime |
| Glasses and contact lenses * | 2 months | Single vision glasses: 100% back; Multifocal glasses: 100% back | $300 per policy a year |
| Prescriptions not on the PBS * | 2 months | Prescription: $0.00 | $600 per policy a year (shared with other services) |
| Physiotherapy * | 2 months | First visit: $50.00; Follow-up visit: $40.00 | $1,300 per policy a year (shared with other services) |
| Chiropractic | 2 months | First visit: $50.00; Follow-up visit: $40.00 | $1,300 per policy a year (shared with other services) |
| Podiatry | 2 months | First visit: $50.00; Follow-up visit: $50.00 | $750 per policy a year (shared with other services) |
| Psychology | 2 months | First visit: $100.00; Follow-up visit: $100.00 | $750 per policy a year (shared with other services) |
| Acupuncture | 2 months | First visit: $35.00; Follow-up visit: $35.00 | $300 per policy a year (shared with other services) |
| Remedial massage | 2 months | First visit: $35.00; Follow-up visit: $35.00 | $300 per policy a year (shared with other services) |
| Hearing aids | 12 months | Hearing aid: 90% back | $600 per policy a year (shared with other services) |
| Blood glucose monitors | 12 months | Blood: 90% back | $600 per policy a year (shared with other services) |
| Chinese herbal medicine | 2 months | First visit: $35.00; Follow-up visit: $35.00 | $300 per policy a year (shared with other services) |
| Dietitian | 2 months | First visit: $50.00; Follow-up visit: $50.00 | $750 per policy a year (shared with other services) |
| Exercise physiology | 2 months | First visit: $50.00; Follow-up visit: $40.00 | $1,300 per policy a year (shared with other services) |
| Eye therapy (orthoptics) | 2 months | First visit: $50.00; Follow-up visit: $50.00 | $750 per policy a year (shared with other services) |
| Health management programs | 2 months | Benefit: 90% back | $200 per policy a year |
| Occupational therapy | 2 months | First visit: $75.00; Follow-up visit: $75.00 | $750 per policy a year (shared with other services) |
| Orthotics | 12 months | Benefit: 90% back | $600 per policy a year (shared with other services) |
| Osteopathy | 2 months | First visit: $50.00; Follow-up visit: $40.00 | $1,300 per policy a year (shared with other services) |
| Speech therapy | 2 months | First visit: $75.00; Follow-up visit: $75.00 | $750 per policy a year (shared with other services) |
| Vaccinations * | 2 months | Vaccination: $0.00 | $600 per policy a year (shared with other services) |
Not covered: Audiology, Antenatal and postnatal, Home nursing.
* Health Partners and participating providers are in SA only. If you attend a Health Partners Dental or participating dental provider, higher benefits and 100% back on 2 x dental check-ups, including x-rays, will apply. General, Major and Endodontic dental benefits are based on the Health Partners schedule of fees. If your provider charges a higher fee, a larger gap payment will apply. 100% back up to your optical limits applies anywhere (sub-limit applies at recognised providers), but at Health Partners Optical you also receive 40% thereafter once limit reached. At Health Partners participating physiotherapists higher benefits apply. T&Cs apply.
Other services, as filed: In South Australia, get more from your cover by using Health Partners Dental and Optical practices – like 100% back on 2 x dental check-ups (including x-rays) and a mouthguard. Plus, 90% benefit on other general and major dental services, up to your limits. At Health Partners Optical, you get 100% back on your optical limit, and an unlimited 40% benefit once you have reached your limit. 100% back on your optical limit is also available at other recognised optical providers, sub-limit applies. At our participating physios get 100% back on 2 physio visits and 90% thereafter, up to your limit. Save 20% every day on full-price, non-prescription products at over 50 pharmacies across South Australia, which include participating Priceline and TerryWhite Chemmart stores. T&Cs apply.
Combined limits create flexibility for you to use your limit on what's important to you. Acupuncture and Remedial Massage limits can also be used for other natural therapies, such as Chinese herbalism, myofascial release, therapeutic massage, Swedish massage, myotherapy & nutritionist. Also combined with the Hearing Aid limit is other appliances such as CPAP Machine, nebuliser & spacer devices. Sub-limits apply. Health Management limits include benefits for bowel screening, diabetes membership, weight management, post-natal lactation consultation and gym & fitness benefit (when medically necessary). T&Cs apply.
No yearly limit on preventative dental.
Ambulance
Emergency ambulance. Call-out fees covered. Waiting period for emergency transport: 2 months. No limit on emergency transport.
This policy's other options
Every state, household and excess the insurer filed for this policy, with the premium before the rebate.
Where this comes from
Policy details come from the PrivateHealth.gov.au dataset published by the Private Health Insurance Ombudsman on data.gov.au (release of 1 Oct 2026), licensed under Creative Commons Attribution 3.0 Australia. Statement E81/WDSU10, filed by Health Partners, issued 1 May 2026.
† Monthly premium: the premium the insurer filed with the Private Health Insurance Ombudsman for this state, household and excess, before the Australian Government rebate. Answer the income and age questions and every figure becomes the premium after your rebate, with any Lifetime Health Cover loading added to the hospital share (the rebate never applies to the loading) and the age-based discount taken off it where the policy offers one. Insurers may quote a different payment frequency and round each step; check the figure with the insurer before you join.
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