Hunter Health Insurance
Hunter Extras Cover (Couple)
Hunter Health Insurance (a CDH Benefits Fund policy)
How $202.91 is worked out
- Premium as filed - $267.40 a month
- Government rebate - 24.1% of the premium (never of the loading): -$64.49
- A month - $202.91
Go to insurer no commission on this policy
Extras: what you get back
| Service | Waiting period | Example benefits, as filed | Limits |
|---|---|---|---|
| General dental | 2 months | Check-up (item 012): 100% back; Scale and clean (item 114): 100% back; Fluoride treatment (item 121): $25.00; Tooth extraction (item 322): $125.00 | Gap Free Preventative Dental 100% Benefit Limit 2 Service Person Per Year Items Number 011-015 111-116 |
| Major dental | 12 months | Crown (item 615): $800.00 | $850 per person a year |
| Root canal | 2 months | Root canal (item 417): $125.00 | no yearly limit |
| Braces | 12 months | Braces, upper and lower, with a retainer (item 881): $2400.00 | $400 per person a year, $2,400 lifetime |
| Glasses and contact lenses | 2 months | Single vision glasses: 100% back; Multifocal glasses: 100% back | $299 per person a year |
| Prescriptions not on the PBS | 2 months | Prescription: $70.00 | $700 per person a year (shared with other services) |
| Physiotherapy | 2 months | First visit: $40.00; Follow-up visit: $36.00 | $700 per person a year (shared with other services) |
| Chiropractic | 2 months | First visit: $26.00; Follow-up visit: $22.00 | $480 per person a year (shared with other services) |
| Podiatry | 2 months | First visit: $26.00; Follow-up visit: $22.00 | $480 per person a year (shared with other services) |
| Psychology | 2 months | First visit: $38.00; Follow-up visit: $38.00 | $480 per person a year (shared with other services) |
| Acupuncture | 2 months | First visit: $35.00; Follow-up visit: $35.00 | $480 per person a year (shared with other services) |
| Remedial massage | 2 months | First visit: $40.00; Follow-up visit: $40.00 | $480 per person a year (shared with other services) |
| Hearing aids | 12 months | Hearing aid: 75% back | $750 per person a year |
| Blood glucose monitors | 12 months | Blood: 75% back | $100 per person a year |
| Antenatal and postnatal | 2 months | First visit: $15.00; Follow-up visit: $15.00 | $150 per person a year |
| Dietitian | none | First visit: $26.00 | $480 per person a year (shared with other services) |
| Exercise physiology | 2 months | First visit: $26.00; Follow-up visit: $26.00 | $480 per person a year (shared with other services) |
| Health management programs | 2 months | Benefit: $50.00 | $100 per person a year |
| Home nursing | 2 months | First visit: $16.00; Follow-up visit: $16.00 | $750 per Calendar Year |
| Occupational therapy | 2 months | First visit: $28.00; Follow-up visit: $28.00 | $700 per person a year (shared with other services) |
| Orthotics | 12 months | Benefit: 75% back | $150 per person a year |
| Osteopathy | 2 months | First visit: $26.00; Follow-up visit: $22.00 | $480 per person a year (shared with other services) |
| Speech therapy | 2 months | First visit: $28.00; Follow-up visit: $32.00 | $700 per person a year (shared with other services) |
| Vaccinations | 2 months | Vaccination: $70.00 | $700 per person a year (shared with other services) |
Not covered: Audiology, Chinese herbal medicine, Eye therapy (orthoptics).
Other services, as filed: CSIRO Total Wellbeing Diet $299 1 Per Membership Per Year
Ambulance
No ambulance cover.
This policy's other options
Every state, household and excess the insurer filed for this policy, with the premium before the rebate.
| State | Who is covered | Excess | A month, as filed |
|---|---|---|---|
| NSW | Me and my partner | None | $267.40 |
| NSW | My family | None | $267.40 |
| NSW | Just me | None | $133.70 |
| NT | Me and my partner | None | $267.40 |
| NT | My family | None | $267.40 |
| NT | Just me | None | $133.70 |
| QLD | Me and my partner | None | $267.40 |
| QLD | My family | None | $267.40 |
| QLD | Just me | None | $133.70 |
| SA | Me and my partner | None | $267.40 |
| SA | My family | None | $267.40 |
| SA | Just me | None | $133.70 |
| TAS | Me and my partner | None | $267.40 |
| TAS | My family | None | $267.40 |
| TAS | Just me | None | $133.70 |
| VIC | Me and my partner | None | $267.40 |
| VIC | My family | None | $267.40 |
| VIC | Just me | None | $133.70 |
| WA | Me and my partner | None | $267.40 |
| WA | My family | None | $267.40 |
| WA | Just me | None | $133.70 |
Where this comes from
Policy details come from the PrivateHealth.gov.au dataset published by the Private Health Insurance Ombudsman on data.gov.au (release of 1 Oct 2026), licensed under Creative Commons Attribution 3.0 Australia. Statement I7/WDMP20, filed by CDH Benefits Fund, issued 1 Apr 2026.
† Monthly premium: the premium the insurer filed with the Private Health Insurance Ombudsman for this state, household and excess, before the Australian Government rebate. Answer the income and age questions and every figure becomes the premium after your rebate, with any Lifetime Health Cover loading added to the hospital share (the rebate never applies to the loading) and the age-based discount taken off it where the policy offers one. Insurers may quote a different payment frequency and round each step; check the figure with the insurer before you join.
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