South West Slopes Credit Union Ltd trading as SWSbank
Visa Credit Card
South West Slopes Credit Union Ltd trading as SWSbank · cred and chrg cards
Provider last updated this product 2025-09-15.
Go to provider
You'll complete your application on
South West Slopes Credit Union Ltd trading as SWSbank's website. Confirm the rate and fees with them
before applying.
Visa Credit Card
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| CASH ADVANCE | 13.45% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| PURCHASE | 13.45% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| VARIABLE | 0.00% | - | daily | - | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| OVERLIMIT_FEE | EVENT | $30 | Visa Credit Card is over approved credit limit |
| VISA_CREDIT_CARD_ANNUAL_FEE | PERIODIC | $30 | Visa Credit Card annual fee |
| VISA_CARD_FEE | EVENT | $15 | - |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 13.45% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Minimum monthly repayment - 3% of the account balance last day of statement or $20, whichever is greater
- Up to 55 days interest free period
Who can apply
- min age - 18
- natural person
- residency status - Australian citizen or permanent resident
- business
Limits
- min limit - 500.00
- max limit - 20000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2025-09-15T11:05:37.000+10:00 · Product ID: S3_VC