SWSbank

12 Month Term Deposit

SWSbank · term deposits

Provider last updated this product 2026-05-11.

Go to provider You'll complete your application on South West Slopes Credit Union Ltd trading as SWSbank's website. Confirm the rate and fees with them before applying.

Deposit rates

Type	Rate	Term	Calculated	Applies to	Conditions	Interest
FIXED	5.00%	12 months	daily	$500 - $9,999.99, 12 - 12 months	-	calculated daily
FIXED	5.00%	12 months	daily	$500 - $9,999.99, 12 - 12 months	-	calculated daily, paid monthly
FIXED	5.00%	12 months	daily	$500 - $9,999.99, 12 - 12 months	-	calculated daily, paid quarterly
FIXED	5.00%	12 months	daily	$10,000 - $49,999.99, 12 - 12 months	-	calculated daily
FIXED	5.00%	12 months	daily	$10,000 - $49,999.99, 12 - 12 months	-	calculated daily, paid monthly
FIXED	5.00%	12 months	daily	$10,000 - $49,999.99, 12 - 12 months	-	calculated daily, paid quarterly
FIXED	5.00%	12 months	daily	$50,000 - $9,999,999.99, 12 - 12 months	-	calculated daily
FIXED	5.00%	12 months	daily	$50,000 - $9,999,999.99, 12 - 12 months	-	calculated daily, paid monthly
FIXED	5.00%	12 months	daily	$50,000 - $9,999,999.99, 12 - 12 months	-	calculated daily, paid quarterly

Rate history

The figures behind this chart

From	Until	Rate
2026-07-15	2026-10-26 (current)	5.00%

Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.

Features

digital bankingnotifications

Who can apply

business
natural person
pension recipient
residency status
staff
student

Limits

min balance$500

The provider's own documents

Product overview › (opens in a new tab)

Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.

Last updated by data holder: 2026-05-11T16:55:24.000+10:00 · Product ID: I4_TD_12Months