ING BANK (Australia) Ltd
Savings Maximiser
ING BANK (Australia) Ltd · trans and savings accounts
Provider last updated this product 2026-08-11.
High variable interest rate. And no fees or penalties on withdrawals.
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| VARIABLE | 0.01% | - | daily | - | - | calculated daily, paid monthly |
| BONUS | 5.49% | - | daily | $1,000+ | When the criteria is met in a calendar month, the benefits and additional variable rate will apply in the next calendar month. Available on one account for balances up to $100,000. | calculated daily, paid monthly |
| When the criteria is met in a calendar month, the benefits and additional variable rate will apply in the next calendar month. Available on one account for balances up to $100,000. For customers who also have an Orange Everyday bank account and do this each month: Make 5 or more settled (not pending) eligible ING card purchases For customers who also have an Orange Everyday bank account and do this each month: Grow their nominated Savings Maximiser balance (excluding interest earned for the current month). For customers who also have an Orange Everyday bank account and do this each month: Deposit at least $1,000 from an external source to an Orange Everyday, Savings Maximiser, Savings Accelerator, Personal Term Deposit, ING Personal Loan or ING Home Loan in your name. | ||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Account fee | PERIODIC | $0 | There are $0 monthly fees. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-09-27 | 2026-09-30 (current) | 5.49% |
Published figures as captured daily since 2026-09-27. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- min age - 18You must be aged 18 or over.
- otherYou must be an Australian resident for taxation purposes.
Limits
- max balance - 5000000.00We may not accept a deposit to your Savings Maximiser if it would result in the combined deposits of all your Savings Maximiser(s) (whether in individual or joint names) exceeding $5,000,000.
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-08-11T06:21:03.003Z · Product ID: b7bb9da4-3913-484c-8d2d-3fc99b9b4a72