Summerland Bank
Car Loan
Summerland Bank · pers loans
Provider last updated this product 2026-07-29.
Go to provider
You'll complete your application on
Summerland Bank's website. Confirm the rate and fees with them
before applying.
Own the car, motorbike, caravan or motorhome you want sooner.
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| VARIABLE | 7.24% | 7.89% | OTHER | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
| $5,000 & above | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Loan Establishment Fee | UPFRONT | $175 | - |
| Redraw Fee | TRANSACTION | $25 | - |
| Contract Variation/Consent Fee | EVENT | $175 | - |
| Loan Administration Fee | PERIODIC | $5 | - |
| QuickDebit Dishonour Fee | EVENT | $15 | - |
| Loan Administration Fee | PERIODIC | $5 | - |
| Guarantee Establishment Fee | UPFRONT | $175 | - |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 7.24% | 7.89% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Save on paper, receive and view your statements online with eStatements.
Who can apply
- min age - 17
- natural person
- otherLending criteria apply.
- residency status - A Permanent Australian Resident including those working overseas.
Limits
- max limit - 100000.00
- min limit - 5000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-07-29T08:00:40.9230481Z · Product ID: 46