Bendigo Bank
Gold Term Deposit
Bendigo Bank · term deposits
Provider last updated this product 2026-07-09.
A Bendigo Gold Term Deposit Account is a deposit account that allows a retail client to deposit $2,000 or more into it for a 12 month investment period with interest payable every 3 months at an agreed rate. Funds can be reinvested or withdrawn, however any withdrawal greater than 25% of the value of the initial deposit requires the client to provide notice. Funds released early may attract a reduced interest rate.
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 0.05% | 12 months | daily | $0 - $1,999.99 | - | calculated daily, paid quarterly |
| FIXED | 0.05% | 12 months | daily | $2,000 - $5,000,000 | - | calculated daily, paid quarterly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Bank Cheque Withdrawal | TRANSACTION | $10 | - |
| EFT Credit Transfer | TRANSACTION | $4 | - |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-10-26 (current) | 0.05% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Limits
- opening balance - 2000.00*Minimum to Open
- min balance - 1.00*Minimum Balance to Maintain
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Eligibility criteria › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-07-09T05:50:10.917Z · Product ID: 4ed9b9eb-62e7-4fdb-b716-d56b690ca2c4