ANZ
ANZ Business Notice Term Deposit
ANZ · term deposits
Provider last updated this product 2026-10-08.
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You'll complete your application on
ANZ's website. Confirm the rate and fees with them
before applying.
Business term deposit with flexible terms requiring 31 days notice of withdrawal (fees apply)
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 1.50% | 1 months | daily | 1 - 2 months | 1-2 Months, Maturity Interest | calculated daily |
| 1-2 Months, Maturity Interest | ||||||
| FIXED | 1.75% | 2 months | daily | 2 - 3 months | 2-3 Months, Maturity Interest | calculated daily |
| 2-3 Months, Maturity Interest | ||||||
| FIXED | 3.50% | 3 months | daily | 3 - 4 months | 3-4 Months, Maturity Interest | calculated daily |
| 3-4 Months, Maturity Interest | ||||||
| FIXED | 3.30% | 4 months | daily | 4 - 5 months | 4-5 Months, Maturity Interest | calculated daily |
| 4-5 Months, Maturity Interest | ||||||
| FIXED | 3.35% | 5 months | daily | 5 - 6 months | 5-6 Months, Maturity Interest | calculated daily |
| 5-6 Months, Maturity Interest | ||||||
| FIXED | 3.50% | 6 months | daily | 6 - 7 months | 6-7 Months, Maturity Interest | calculated daily |
| 6-7 Months, Maturity Interest | ||||||
| FIXED | 3.55% | 7 months | daily | 7 - 8 months | 7-8 Months, Maturity Interest | calculated daily |
| 7-8 Months, Maturity Interest | ||||||
| FIXED | 3.55% | 8 months | daily | 8 - 9 months | 8-9 Months, Maturity Interest | calculated daily |
| 8-9 Months, Maturity Interest | ||||||
| FIXED | 3.70% | 9 months | daily | 9 - 10 months | 9-10 Months, Maturity Interest | calculated daily |
| 9-10 Months, Maturity Interest | ||||||
| FIXED | 3.70% | 10 months | daily | 10 - 11 months | 10-11 Months, Maturity Interest | calculated daily |
| 10-11 Months, Maturity Interest | ||||||
| FIXED | 3.70% | 11 months | daily | 11 - 12 months | 11-12 Months, Maturity Interest | calculated daily |
| 11-12 Months, Maturity Interest | ||||||
| FIXED | 1.75% | 2 months | daily | 2 - 3 months | 2-3 Months, Monthly Interest | calculated daily, paid monthly |
| 2-3 Months, Monthly Interest | ||||||
| FIXED | 3.49% | 3 months | daily | 3 - 4 months | 3-4 Months, Monthly Interest | calculated daily, paid monthly |
| 3-4 Months, Monthly Interest | ||||||
| FIXED | 3.29% | 4 months | daily | 4 - 5 months | 4-5 Months, Monthly Interest | calculated daily, paid monthly |
| 4-5 Months, Monthly Interest | ||||||
| FIXED | 3.33% | 5 months | daily | 5 - 6 months | 5-6 Months, Monthly Interest | calculated daily, paid monthly |
| 5-6 Months, Monthly Interest | ||||||
| FIXED | 3.47% | 6 months | daily | 6 - 7 months | 6-7 Months, Monthly Interest | calculated daily, paid monthly |
| 6-7 Months, Monthly Interest | ||||||
| FIXED | 3.52% | 7 months | daily | 7 - 8 months | 7-8 Months, Monthly Interest | calculated daily, paid monthly |
| 7-8 Months, Monthly Interest | ||||||
| FIXED | 3.52% | 8 months | daily | 8 - 9 months | 8-9 Months, Monthly Interest | calculated daily, paid monthly |
| 8-9 Months, Monthly Interest | ||||||
| FIXED | 3.66% | 9 months | daily | 9 - 10 months | 9-10 Months, Monthly Interest | calculated daily, paid monthly |
| 9-10 Months, Monthly Interest | ||||||
| FIXED | 3.66% | 10 months | daily | 10 - 11 months | 10-11 Months, Monthly Interest | calculated daily, paid monthly |
| 10-11 Months, Monthly Interest | ||||||
| FIXED | 3.66% | 11 months | daily | 11 - 12 months | 11-12 Months, Monthly Interest | calculated daily, paid monthly |
| 11-12 Months, Monthly Interest | ||||||
| FIXED | 5.13% | 12 months | daily | 12 - 18 months | 12-18 Months, Monthly Interest | calculated daily, paid monthly |
| 12-18 Months, Monthly Interest | ||||||
| FIXED | 4.65% | 18 months | daily | 18 - 24 months | 18-24 Months, Monthly Interest | calculated daily, paid monthly |
| 18-24 Months, Monthly Interest | ||||||
| FIXED | 4.41% | 24 months | daily | 24 - 36 months | 24-36 Months, Monthly Interest | calculated daily, paid monthly |
| 24-36 Months, Monthly Interest | ||||||
| FIXED | 3.06% | 36 months | daily | 36 - 48 months | 36-48 Months, Monthly Interest | calculated daily, paid monthly |
| 36-48 Months, Monthly Interest | ||||||
| FIXED | 3.06% | 48 months | daily | 48 - 60 months | 48-60 Months, Monthly Interest | calculated daily, paid monthly |
| 48-60 Months, Monthly Interest | ||||||
| FIXED | 3.30% | 4 months | daily | 4 - 5 months | 4-5 Months, Quarterly Interest | calculated daily, paid quarterly |
| 4-5 Months, Quarterly Interest | ||||||
| FIXED | 3.34% | 5 months | daily | 5 - 6 months | 5-6 Months, Quarterly Interest | calculated daily, paid quarterly |
| 5-6 Months, Quarterly Interest | ||||||
| FIXED | 3.48% | 6 months | daily | 6 - 7 months | 6-7 Months, Quarterly Interest | calculated daily, paid quarterly |
| 6-7 Months, Quarterly Interest | ||||||
| FIXED | 3.53% | 7 months | daily | 7 - 8 months | 7-8 Months, Quarterly Interest | calculated daily, paid quarterly |
| 7-8 Months, Quarterly Interest | ||||||
| FIXED | 3.53% | 8 months | daily | 8 - 9 months | 8-9 Months, Quarterly Interest | calculated daily, paid quarterly |
| 8-9 Months, Quarterly Interest | ||||||
| FIXED | 3.67% | 9 months | daily | 9 - 10 months | 9-10 Months, Quarterly Interest | calculated daily, paid quarterly |
| 9-10 Months, Quarterly Interest | ||||||
| FIXED | 3.67% | 10 months | daily | 10 - 11 months | 10-11 Months, Quarterly Interest | calculated daily, paid quarterly |
| 10-11 Months, Quarterly Interest | ||||||
| FIXED | 3.67% | 11 months | daily | 11 - 12 months | 11-12 Months, Quarterly Interest | calculated daily, paid quarterly |
| 11-12 Months, Quarterly Interest | ||||||
| FIXED | 5.15% | 12 months | daily | 12 - 18 months | 12-18 Months, Quarterly Interest | calculated daily, paid quarterly |
| 12-18 Months, Quarterly Interest | ||||||
| FIXED | 4.67% | 18 months | daily | 18 - 24 months | 18-24 Months, Quarterly Interest | calculated daily, paid quarterly |
| 18-24 Months, Quarterly Interest | ||||||
| FIXED | 4.43% | 24 months | daily | 24 - 36 months | 24-36 Months, Quarterly Interest | calculated daily, paid quarterly |
| 24-36 Months, Quarterly Interest | ||||||
| FIXED | 3.06% | 36 months | daily | 36 - 48 months | 36-48 Months, Quarterly Interest | calculated daily, paid quarterly |
| 36-48 Months, Quarterly Interest | ||||||
| FIXED | 3.06% | 48 months | daily | 48 - 60 months | 48-60 Months, Quarterly Interest | calculated daily, paid quarterly |
| 48-60 Months, Quarterly Interest | ||||||
| FIXED | 3.54% | 7 months | daily | 7 - 8 months | 7-8 Months, Half Yearly Interest | calculated daily, paid half-yearly |
| 7-8 Months, Half Yearly Interest | ||||||
| FIXED | 3.54% | 8 months | daily | 8 - 9 months | 8-9 Months, Half Yearly Interest | calculated daily, paid half-yearly |
| 8-9 Months, Half Yearly Interest | ||||||
| FIXED | 3.68% | 9 months | daily | 9 - 10 months | 9-10 Months, Half Yearly Interest | calculated daily, paid half-yearly |
| 9-10 Months, Half Yearly Interest | ||||||
| FIXED | 3.68% | 10 months | daily | 10 - 11 months | 10-11 Months, Half Yearly Interest | calculated daily, paid half-yearly |
| 10-11 Months, Half Yearly Interest | ||||||
| FIXED | 3.68% | 11 months | daily | 11 - 12 months | 11-12 Months, Half Yearly Interest | calculated daily, paid half-yearly |
| 11-12 Months, Half Yearly Interest | ||||||
| FIXED | 5.18% | 12 months | daily | 12 - 18 months | 12-18 Months, Half Yearly Interest | calculated daily, paid half-yearly |
| 12-18 Months, Half Yearly Interest | ||||||
| FIXED | 4.69% | 18 months | daily | 18 - 24 months | 18-24 Months, Half Yearly Interest | calculated daily, paid half-yearly |
| 18-24 Months, Half Yearly Interest | ||||||
| FIXED | 4.45% | 24 months | daily | 24 - 36 months | 24-36 Months, Half Yearly Interest | calculated daily, paid half-yearly |
| 24-36 Months, Half Yearly Interest | ||||||
| FIXED | 3.08% | 36 months | daily | 36 - 48 months | 36-48 Months, Half Yearly Interest | calculated daily, paid half-yearly |
| 36-48 Months, Half Yearly Interest | ||||||
| FIXED | 3.08% | 48 months | daily | 48 - 60 months | 48-60 Months, Half Yearly Interest | calculated daily, paid half-yearly |
| 48-60 Months, Half Yearly Interest | ||||||
| FIXED | 5.25% | 12 months | daily | 12 - 18 months | 12-18 Months, Annual Interest | calculated daily, paid annually |
| 12-18 Months, Annual Interest | ||||||
| FIXED | 4.75% | 18 months | daily | 18 - 24 months | 18-24 Months, Annual Interest | calculated daily, paid annually |
| 18-24 Months, Annual Interest | ||||||
| FIXED | 4.50% | 24 months | daily | 24 - 36 months | 24-36 Months, Annual Interest | calculated daily, paid annually |
| 24-36 Months, Annual Interest | ||||||
| FIXED | 3.10% | 36 months | daily | 36 - 48 months | 36-48 Months, Annual Interest | calculated daily, paid annually |
| 36-48 Months, Annual Interest | ||||||
| FIXED | 3.10% | 48 months | daily | 48 - 60 months | 48-60 Months, Annual Interest | calculated daily, paid annually |
| 48-60 Months, Annual Interest | ||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Early Withdrawal | WITHDRAWAL | $30 | Administration fee for withdrawing funds before the maturity date. The account will also incur an interest reduction in respect of the money withdrawn or transferred early based on the percentage of the original term that has elapsed. Refer to the terms and conditions on anz.com. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-10-07 | 5.00% |
| 2026-10-08 | 2026-10-26 (current) | 5.25% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Get fixed returns on your surplus cash Competitive interest on your business savings (of $5,000 or more). Protect your interest income from fluctuations in investment markets.
- Decide on when to receive payments Receive interest payments monthly, quarterly, half yearly or annually on selected terms.
- Choose the term of your investment Flexible terms, from 1 month to 5 years.
Who can apply
- business
Limits
- min balance - 5000.00
The provider's own documents
- Product overview › (opens in a new tab)
- Terms and conditions › (opens in a new tab)
- Eligibility criteria › (opens in a new tab)
- Fees and pricing › (opens in a new tab)
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-10-08T13:01:00.000Z · Product ID: 4740c27d-eb72-375d-2d25-ad256ed37b1e