ANZ
Farm Management Deposit Fixed Term
ANZ · trans and savings accounts
Provider last updated this product 2026-06-01.
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ANZ's website. Confirm the rate and fees with them
before applying.
A tax efficient investment account for primary producers that can help you manage uneven cashflow
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 3.90% | 3 months | daily | $1,000 - $29,999, 3 - 6 months | Balance between $1,000 and $29,999. Term between 3 and 6 months. Interest is paid at maturity. | calculated daily, paid annually |
| Balance between $1,000 and $29,999. Term between 3 and 6 months. Interest is paid at maturity. | ||||||
| FIXED | 4.80% | 6 months | daily | $1,000 - $29,999, 6 - 12 months | Balance between $1,000 and $29,999. Term between 6 and 12 months. Interest is paid at maturity. | calculated daily, paid annually |
| Balance between $1,000 and $29,999. Term between 6 and 12 months. Interest is paid at maturity. | ||||||
| FIXED | 5.20% | 12 months | daily | $1,000 - $29,999, 12 - 18 months | Balance between $1,000 and $29,999. Term between 12 and 18 months. Interest is paid annually and at maturity. | calculated daily, paid annually |
| Balance between $1,000 and $29,999. Term between 12 and 18 months. Interest is paid annually and at maturity. | ||||||
| FIXED | 4.70% | 18 months | daily | $1,000 - $29,999, 18 - 36 months | Balance between $1,000 and $29,999. Term between 18 and 36 months. Interest is paid annually and at maturity. | calculated daily, paid annually |
| Balance between $1,000 and $29,999. Term between 18 and 36 months. Interest is paid annually and at maturity. | ||||||
| FIXED | 4.50% | 36 months | daily | $1,000 - $29,999, 36+ months | Balance between $1,000 and $29,999. Term 36 months or over. Interest is paid annually and at maturity. | calculated daily, paid annually |
| Balance between $1,000 and $29,999. Term 36 months or over. Interest is paid annually and at maturity. | ||||||
| FIXED | 3.90% | 3 months | daily | $30,000 - $49,999, 3 - 6 months | Balance between $30,000 and $49,999. Term between 3 and 6 months. Interest is paid at maturity. | calculated daily, paid annually |
| Balance between $30,000 and $49,999. Term between 3 and 6 months. Interest is paid at maturity. | ||||||
| FIXED | 4.80% | 6 months | daily | $30,000 - $49,999, 6 - 12 months | Balance between $30,000 and $49,999. Term between 6 and 12 months. Interest is paid at maturity. | calculated daily, paid annually |
| Balance between $30,000 and $49,999. Term between 6 and 12 months. Interest is paid at maturity. | ||||||
| FIXED | 5.20% | 12 months | daily | $30,000 - $49,999, 12 - 18 months | Balance between $30,000 and $49,999. Term between 12 and 18 months. Interest is paid annually and at maturity. | calculated daily, paid annually |
| Balance between $30,000 and $49,999. Term between 12 and 18 months. Interest is paid annually and at maturity. | ||||||
| FIXED | 4.70% | 18 months | daily | $30,000 - $49,999, 18 - 36 months | Balance between $30,000 and $49,999. Term between 18 and 36 months. Interest is paid annually and at maturity. | calculated daily, paid annually |
| Balance between $30,000 and $49,999. Term between 18 and 36 months. Interest is paid annually and at maturity. | ||||||
| FIXED | 4.50% | 36 months | daily | $30,000 - $49,999, 36+ months | Balance between $30,000 and $49,999. Term 36 months or over. Interest is paid annually and at maturity. | calculated daily, paid annually |
| Balance between $30,000 and $49,999. Term 36 months or over. Interest is paid annually and at maturity. | ||||||
| FIXED | 3.90% | 3 months | daily | $50,000 - $99,999, 3 - 6 months | Balance between $50,000 and $99,999. Term between 3 and 6 months. Interest is paid at maturity. | calculated daily, paid annually |
| Balance between $50,000 and $99,999. Term between 3 and 6 months. Interest is paid at maturity. | ||||||
| FIXED | 4.80% | 6 months | daily | $50,000 - $99,999, 6 - 12 months | Balance between $50,000 and $99,999. Term between 6 and 12 months. Interest is paid at maturity. | calculated daily, paid annually |
| Balance between $50,000 and $99,999. Term between 6 and 12 months. Interest is paid at maturity. | ||||||
| FIXED | 5.20% | 12 months | daily | $50,000 - $99,999, 12 - 18 months | Balance between $50,000 and $99,999. Term between 12 and 18 months. Interest is paid annually and at maturity. | calculated daily, paid annually |
| Balance between $50,000 and $99,999. Term between 12 and 18 months. Interest is paid annually and at maturity. | ||||||
| FIXED | 4.70% | 18 months | daily | $50,000 - $99,999, 18 - 36 months | Balance between $50,000 and $99,999. Term between 18 and 36 months. Interest is paid annually and at maturity. | calculated daily, paid annually |
| Balance between $50,000 and $99,999. Term between 18 and 36 months. Interest is paid annually and at maturity. | ||||||
| FIXED | 4.50% | 36 months | daily | $50,000 - $99,999, 36+ months | Balance between $50,000 and $99,999. Term 36 months or over. Interest is paid annually and at maturity. | calculated daily, paid annually |
| Balance between $50,000 and $99,999. Term 36 months or over. Interest is paid annually and at maturity. | ||||||
| FIXED | 3.90% | 3 months | daily | $100,000 - $199,999, 3 - 6 months | Balance between $100,000 and $199,999. Term between 3 and 6 months. Interest is paid at maturity. | calculated daily, paid annually |
| Balance between $100,000 and $199,999. Term between 3 and 6 months. Interest is paid at maturity. | ||||||
| FIXED | 4.80% | 6 months | daily | $100,000 - $199,999, 6 - 12 months | Balance between $100,000 and $199,999. Term between 6 and 12 months. Interest is paid at maturity. | calculated daily, paid annually |
| Balance between $100,000 and $199,999. Term between 6 and 12 months. Interest is paid at maturity. | ||||||
| FIXED | 5.20% | 12 months | daily | $100,000 - $199,999, 12 - 18 months | Balance between $100,000 and $199,999. Term between 12 and 18 months. Interest is paid annually and at maturity. | calculated daily, paid annually |
| Balance between $100,000 and $199,999. Term between 12 and 18 months. Interest is paid annually and at maturity. | ||||||
| FIXED | 4.70% | 18 months | daily | $100,000 - $199,999, 18 - 36 months | Balance between $100,000 and $199,999. Term between 18 and 36 months. Interest is paid annually and at maturity. | calculated daily, paid annually |
| Balance between $100,000 and $199,999. Term between 18 and 36 months. Interest is paid annually and at maturity. | ||||||
| FIXED | 4.50% | 36 months | daily | $100,000 - $199,999, 36+ months | Balance between $100,000 and $199,999. Term 36 months or over. Interest is paid annually and at maturity. | calculated daily, paid annually |
| Balance between $100,000 and $199,999. Term 36 months or over. Interest is paid annually and at maturity. | ||||||
| FIXED | 3.90% | 3 months | daily | $200,000 - $399,999, 3 - 6 months | Balance between $200,000 and $399,999. Term between 3 and 6 months. Interest is paid at maturity. | calculated daily, paid annually |
| Balance between $200,000 and $399,999. Term between 3 and 6 months. Interest is paid at maturity. | ||||||
| FIXED | 4.80% | 6 months | daily | $200,000 - $399,999, 6 - 12 months | Balance between $200,000 and $399,999. Term between 6 and 12 months. Interest is paid at maturity. | calculated daily, paid annually |
| Balance between $200,000 and $399,999. Term between 6 and 12 months. Interest is paid at maturity. | ||||||
| FIXED | 5.20% | 12 months | daily | $200,000 - $399,999, 12 - 18 months | Balance between $200,000 and $399,999. Term between 12 and 18 months. Interest is paid annually and at maturity. | calculated daily, paid annually |
| Balance between $200,000 and $399,999. Term between 12 and 18 months. Interest is paid annually and at maturity. | ||||||
| FIXED | 4.70% | 18 months | daily | $200,000 - $399,999, 18 - 36 months | Balance between $200,000 and $399,999. Term between 18 and 36 months. Interest is paid annually and at maturity. | calculated daily, paid annually |
| Balance between $200,000 and $399,999. Term between 18 and 36 months. Interest is paid annually and at maturity. | ||||||
| FIXED | 4.50% | 36 months | daily | $200,000 - $399,999, 36+ months | Balance between $200,000 and $399,999. Term 36 months or over. Interest is paid annually and at maturity. | calculated daily, paid annually |
| Balance between $200,000 and $399,999. Term 36 months or over. Interest is paid annually and at maturity. | ||||||
| FIXED | 3.90% | 3 months | daily | $400,000 - $800,000, 3 - 6 months | Balance between $400,000 and $800,000. Term between 3 and 6 months. Interest is paid at maturity. | calculated daily, paid annually |
| Balance between $400,000 and $800,000. Term between 3 and 6 months. Interest is paid at maturity. | ||||||
| FIXED | 4.80% | 6 months | daily | $400,000 - $800,000, 6 - 12 months | Balance between $400,000 and $800,000. Term between 6 and 12 months. Interest is paid at maturity. | calculated daily, paid annually |
| Balance between $400,000 and $800,000. Term between 6 and 12 months. Interest is paid at maturity. | ||||||
| FIXED | 5.20% | 12 months | daily | $400,000 - $800,000, 12 - 18 months | Balance between $400,000 and $800,000. Term between 12 and 18 months. Interest is paid annually and at maturity. | calculated daily, paid annually |
| Balance between $400,000 and $800,000. Term between 12 and 18 months. Interest is paid annually and at maturity. | ||||||
| FIXED | 4.70% | 18 months | daily | $400,000 - $800,000, 18 - 36 months | Balance between $400,000 and $800,000. Term between 18 and 36 months. Interest is paid annually and at maturity. | calculated daily, paid annually |
| Balance between $400,000 and $800,000. Term between 18 and 36 months. Interest is paid annually and at maturity. | ||||||
| FIXED | 4.50% | 36 months | daily | $400,000 - $800,000, 36+ months | Balance between $400,000 and $800,000. Term 36 months or over. Interest is paid annually and at maturity. | calculated daily, paid annually |
| Balance between $400,000 and $800,000. Term 36 months or over. Interest is paid annually and at maturity. | ||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Early termination administration fee | EVENT | $30 | Where ANZ agrees to an early withdrawal the following early redemption structure will apply. An administration fee of $30 will be charged and the money you withdraw early will incur an interest rate reduction based on the percentage of the original term that has elapsed. Refer to ANZ Farm Management Deposit Account Terms and Conditions for more information. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 5.20% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- otherBe an individual primary producer with taxable non-primary production income of no more than $100,000
- otherHold a farm management deposit for at least 12 months to qualify for tax concessions
Limits
- min limit - 1000.00
- max limit - 800000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-06-01T14:01:00.000Z · Product ID: 34fde390-c762-4c5b-90f1-f65af6c0aa3b