Police Bank
U30 SUPER CHARGE Account
Police Bank · trans and savings accounts
Provider last updated this product 2026-07-28.
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Police Bank's website. Confirm the rate and fees with them
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It is an all in one day to day savings account to manage everyday banking, budget and savings needs. U30 SUPER CHARGE Account provides the ability to set money aside for budgeting bills and other regular expenses and achieve various savings goals with up to 2 Sub accounts
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| VARIABLE | 11.96% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| May be applicable if your account becomes overdrawn | |||||||
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| VARIABLE | 5.25% | - | daily | $0 - $10,000 | Balance $0 to $10,000 | calculated daily, paid monthly |
| Balance $0 to $10,000 | ||||||
| VARIABLE | 0.00% | - | daily | $10,001+ | Balance $10,001 or more | calculated daily, paid half-yearly |
| Balance $10,001 or more | ||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Dormant Accounts fee | EVENT | $10 | After 3 years an account is classed as dormant if no Member transactions occur. Interest, fees and government charges are not classed as transactions. |
| Replacement Card Fee | EVENT | $10 | Payable for any second or subsequent request for the replacement of a Visa Card. |
| External Electronic Periodical Payments | TRANSACTION | $1 | If part of the Reduced Fees program, the first 3 transactions are free. Per transaction if Police Bank staff set up on your behalf. |
| Counter Cash withdrawal fee up to $24,999 | WITHDRAWAL | $2 | First 3 free if part of Reduced Fees program |
| Coin Handling Fee | EVENT | $12 | Fee can also be 2 % of the amount whichever is the greater. Payable whenever coins deposited in a single month reach an accumulated value in excess of $100 |
| Counter Cash withdrawal $25,000 and over | WITHDRAWAL | $50 | Per cash withdrawal $25,000 or over |
| Bank@Post Cash Withdrawal fee | WITHDRAWAL | $2 | Includes; cash withdrawals, declined Bank@Post transactions including incorrect PIN entered, insufficient funds and exceeding withdrawal limits |
| Default Notice Fee | EVENT | $21.50 | Payable if and when we send you a default notice for an overdrawn account where an arrears remains unremedied after we have sent you an arrears letter |
| ATM Balance Enquiry fee | EVENT | $0 | At Cost |
| Document Retrieval Fee | EVENT | $0 | Minimum $22.77 per hour retrieval fee and minimum $30 per hour administrative fee. Payable on request for documents to be retrieved |
| Visa Overseas Emergency Fee | EVENT | $175 | Payable when you request an emergency replacement Visa Card or emergency Cash Advance overseas |
| Third Party Costs | EVENT | $0 | At Cost. Any costs charged to us from a third party will be passed on to you. Information on these costs is available on request. |
| Additional Statement Fee | EVENT | $5 | $1.50 per page. Payable if and when you request an additional statement. |
| Visa International Fees | TRANSACTION | 3.00% | Payable if and when you use the Visa Card overseas and the transaction is in a. 3% foreign currency. All overseas transactions are converted to Australian dollars and are subject to this fee as a percentage of the value of the transaction. A proportion of the fee may be retained by Police Bank. The amount of this conversion fee is subject to change from time to time and we will advise you in advance. |
| Bank Draft | EVENT | $15 | Per Draft |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 5.25% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Verified by Visa. Verified by Visa is a service designed to ensure you are protected while shopping online with your Visa card. As you make a purchase online, Police Bank assesses the risk of the transaction based on a number of factors. In some instances, you may be asked to confirm some personal details (date of birth, mother's maiden name, address details) so Police Bank can be sure the card isn't being used without your permission.
- Visa PayWave. Our Debit Card is issued with the Visa PayWave ‘contactless’ payment feature. This allows you to pay for purchases under $100 without swiping, signing, or entering a PIN at participating merchants.
- Bank@Post. Withdraw cash at any participating Australia Post outlets with Bank@POST™
- Direct Credits. Set regular payments like your pay sent straight to your account
- Visa Preferred Rewards. Our Visa Card provides access to the Visa Entertainment program. This gives you the opportunity to purchase unique deals including preferred seating at special events, discounts on retail as well as other exclusive offers
- ATM withdrawals up to $1000
- Eftpos transactions. Eftpos transactions are free if on the Reduced Fees program, otherwise 25 transactions are free per month, thereafter will cost 0.55 per Eftpos transaction
- Direct Debits. Set up Direct Debits from this account
- Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates.
- Periodical Payments. Account allows Periodical Payments via Cheque and can also make External Periodical Payments
- Periodical Payments. Can set up Periodical Payments
- ATM withdrawals. up to $1000
- Confirmation Of Payee
Who can apply
- residency status - Australian Citizen
- residency status - Australian Residents
- otherSMSF Allowed
- min age - 18
- natural personIndividuals
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-07-28T22:48:34.22Z · Product ID: ba32620e-c1d1-4e90-ad0d-ec03d4d06a85