Term Deposit
Police Bank · term deposits
Provider last updated this product 2026-09-02.
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Term Deposit
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 4.20% | 48 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I32 Interest Paid Every 6 Months | calculated daily, paid half-yearly |
| Balance $10,000 or more - I32 Interest Paid Every 6 Months | ||||||
| FIXED | 4.15% | 36 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I53 Interest Paid Every Month | calculated daily, paid monthly |
| Balance $10,000 or more - I53 Interest Paid Every Month | ||||||
| FIXED | 4.20% | 36 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I31 Interest Paid Every 6 Months | calculated daily, paid half-yearly |
| Balance $10,000 or more - I31 Interest Paid Every 6 Months | ||||||
| FIXED | 4.25% | 3 months | daily | $1,000 - $10,000 | Balance $1,000 to $9,999 - I2 Interest Paid Every Month | calculated daily, paid monthly |
| Balance $1,000 to $9,999 - I2 Interest Paid Every Month | ||||||
| FIXED | 4.80% | 6 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I10 Interest Paid Every Month | calculated daily, paid monthly |
| Balance $10,000 or more - I10 Interest Paid Every Month | ||||||
| FIXED | 1.40% | 2 months | daily | $20,000 - $500,000 | Balance $20,000 or more - I60 Interest Paid at Maturity | calculated daily |
| Balance $20,000 or more - I60 Interest Paid at Maturity | ||||||
| FIXED | 4.65% | 7 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I5 Interest Paid at Maturity | calculated daily |
| Balance $10,000 or more - I5 Interest Paid at Maturity | ||||||
| FIXED | 4.15% | 60 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I55 Interest Paid Every Month | calculated daily, paid monthly |
| Balance $10,000 or more - I55 Interest Paid Every Month | ||||||
| FIXED | 4.15% | 48 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I54 Interest Paid Every Month | calculated daily, paid monthly |
| Balance $10,000 or more - I54 Interest Paid Every Month | ||||||
| FIXED | 5.20% | 9 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I10 Interest Paid Every Month | calculated daily, paid monthly |
| Balance $10,000 or more - I10 Interest Paid Every Month | ||||||
| FIXED | 4.30% | 5 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I5 Interest Paid at Maturity | calculated daily |
| Balance $10,000 or more - I5 Interest Paid at Maturity | ||||||
| FIXED | 4.85% | 6 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I25 Interest Paid at Maturity | calculated daily |
| Balance $10,000 or more - I25 Interest Paid at Maturity | ||||||
| FIXED | 4.55% | 24 months | daily | $10,000 - $500,000 | Balance $10,000-$500,000 - I52 Interest Paid Every Month | calculated daily, paid monthly |
| Balance $10,000-$500,000 - I52 Interest Paid Every Month | ||||||
| FIXED | 4.30% | 3 months | daily | $1,000 - $10,000 | Balance $1,000 to $9,999 - I1 Interest Paid at Maturity | calculated daily |
| Balance $1,000 to $9,999 - I1 Interest Paid at Maturity | ||||||
| FIXED | 5.00% | 12 months | daily | $10,000 - $500,000 | Balance $10,000-$500,000 - I12 Interest Paid at Maturity | calculated daily |
| Balance $10,000-$500,000 - I12 Interest Paid at Maturity | ||||||
| FIXED | 4.25% | 3 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I3 Interest Paid Every Month | calculated daily, paid monthly |
| Balance $10,000 or more - I3 Interest Paid Every Month | ||||||
| FIXED | 5.25% | 4 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I5 Interest Paid at Maturity | calculated daily |
| Balance $10,000 or more - I5 Interest Paid at Maturity | ||||||
| FIXED | 4.95% | 12 months | daily | $10,000 - $500,000 | Balance $10,000 to $500,000 - I24 Interest Paid Every Month | calculated daily, paid monthly |
| Balance $10,000 to $500,000 - I24 Interest Paid Every Month | ||||||
| FIXED | 4.20% | 60 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I33 Interest Paid Every 6 Months | calculated daily, paid half-yearly |
| Balance $10,000 or more - I33 Interest Paid Every 6 Months | ||||||
| FIXED | 4.60% | 24 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I29 Interest Paid Every 6 months | calculated daily, paid half-yearly |
| Balance $10,000 or more - I29 Interest Paid Every 6 months | ||||||
| FIXED | 1.10% | 30 months | daily | $20,000 - $500,000 | Balance $20,000 or more - I63 Interest Paid Monthly | calculated daily, paid monthly |
| Balance $20,000 or more - I63 Interest Paid Monthly | ||||||
| FIXED | 4.30% | 3 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I5 Interest Paid at Maturity | calculated daily |
| Balance $10,000 or more - I5 Interest Paid at Maturity | ||||||
| FIXED | 5.25% | 9 months | daily | $10,000 - $500,000 | Balance $10,000 or more - I5 Interest Paid at Maturity | calculated daily |
| Balance $10,000 or more - I5 Interest Paid at Maturity | ||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Penalty Interest | EVENT | 0.10% | Reduced rate for early redemption is 0.10% p.a. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-07-20 | 5.10% |
| 2026-08-08 | 2026-10-26 (current) | 5.25% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates.
- Resist temptation to dip into funds by locking funds away
- Phone Banking. You can check your account details online with Internet Banking – the service is free.
Who can apply
- residency status - Australian Citizens
- residency status - Australian Residents
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-09-02T14:01:27.339Z · Product ID: 934b3b27-224e-41b9-a827-2032ec619780