POLICE CREDIT UNION LIMITED
Better Car Loan
POLICE CREDIT UNION LIMITED · pers loans
Provider last updated this product 2026-08-24.
Go to provider
You'll complete your application on
POLICE CREDIT UNION LIMITED's website. Confirm the rate and fees with them
before applying.
Better Car Loan
Lending rates
| Type | Rate | Comparison^ | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| FIXED | 6.99% | 7.40% | OTHER | PRINCIPAL AND INTEREST | 84 months | - | calculated daily, paid monthly |
| 50% LVR | |||||||
| VARIABLE | 7.24% | - | OTHER | PRINCIPAL AND INTEREST | - | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| PERSONAL_CREDIT_&_OVERDRAFT_PACKAGE_FEE | UPFRONT | $195 | is charged for establishing all personal loans with the exception of Personal Loan Line of Credit |
| PERSONAL_PROPERTY_SECURITY_REGISTER_FEE | PAYMENT | $8 | Payable whenever we apply to search or register a security interest to the PPS Register. $8.00 (<7yrs) $25.00 (7yrs or over) |
Rate history
Rate Comparison rate
The figures behind this chart
| From | Until | Rate | Comparison |
|---|---|---|---|
| 2026-07-15 | 2026-07-20 | 7.24% | 6.40% |
| 2026-08-08 | 2026-08-22 | 6.99% | 6.40% |
| 2026-08-24 | 2026-09-30 (current) | 6.99% | 7.40% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
Who can apply
- residency status
- min age - 18
Limits
- min balance - 20000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-08-24T09:46:03.000+09:30 · Product ID: Better_Car_Loan