BOQ Specialist
Platinum Visa Credit Card
BOQ Specialist · cred and chrg cards
Provider last updated this product 2026-06-26.
At BOQ Specialist, we believe it's important to find the credit card that's right for you. Whether you are a doctor, dentist or vet, we have a credit card to match your personal and business needs. Everyone likes to be rewarded. That's why BOQ Specialist credit cards come with an exciting range of premium benefits. You'll find it's easier than expected to earn, enjoy and relax
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| CASH ADVANCE | 13.99% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| PURCHASE | 13.99% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Payment Dishonour Fee | DISHONOUR | $15 | Payable per dishonour and deducted from your card account at the time of dishonour. |
| Foreign Currency Conversion Fee | PURCHASE | 3.20% | Payable when you make a transaction on your card account in a currency other than Australian dollars, or you make a transaction on your card account in any currency (including AUD) that is processed by the card scheme or billed by the merchant outside Australia. 1.0% of the total amount of each such transaction is payable to Visa as a currency conversion charge and the remaining 2.2% of the total amount of each such transaction is an administration fee payable to BOQ Specialist. |
| Duplicate and Interim Statement Fee | ENQUIRY | $10 | Per request (payable and deducted from your card account on request of a statement or copy of a statement in addition to the monthly credit card statement we give you in accordance with the Conditions of Use). |
| Voucher Retrieval Fee | EVENT | $10 | Payable for each voucher retrieval you request BOQ Specialist to obtain from a relevant merchant. |
| Annual Card Fee | PERIODIC | $0 | Zero annual card fee. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-09-30 (current) | 13.99% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Redeem your rewards points for travel, entertainment or merchandise to suit your preference
- Client Service Centre - available 24 hours a day, 7 days a week
- Visa Concierge Service - get a helping hand with travel recommendations and local event tickets Visa Front Line Access - reserve tickets to some of the best shows, concerts and sporting events. Visa Entertainment - get the hottest entertainment offers including pre-sale tickets and member promotions
Who can apply
- min income - 60000.0000000000Students exempt from minimum income requirement
- residency status - Resident or Citizen
- otherProduct is generally offered to medical, dental, veterinary or accounting professions and their associates and suppliers
- natural person
- min age - 18
Limits
- min limit - 6000.0000000000Minimum Credit Limit
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-06-26T05:21:08Z · Product ID: 23186288-5c03-ee11-8f6e-00224814dce7