American Express
American Express® Gold Card
American Express · cred and chrg cards
Provider last updated this product 2026-07-08.
Charge Card with Membership Rewards and travel benefits.
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Annual Fee | PERIODIC | $130 | - |
| Additional Card Fee | PERIODIC | $65 | Applies to all 99 Additional Cards |
| Late Payment Fee | EVENT | 3.00% | Three percent (3%) or $20, whichever is greater, will be charged on any overdue amount. |
| Currency Conversion Fee | PURCHASE | 3.50% | 3.5% of the converted amount. Payable when any charge is processed in a currency other than Australian dollars. |
| Dishonour Fee | EVENT | $6 | $6 for each dishonour or debit rejection. Payable if there aren’t enough funds in your nominated account to pay the Card Account or if the whole or part of a payment by direct debit is rejected. |
| Over The Counter Fee | PAYMENT | $3 | $3 Payable if you pay your Card Account in person at Australia Post by EFTPOS. |
| Record of Charge Fee | EVENT | $7 | Payable if you or an Additional Card Member requests a copy of an individual charge. $7 for charges in Australia, $10 for other charges |
| Additional Statement Fee | EVENT | $10 | Payable if you or an Additional Card Member requests an additional posted monthly paper statement. You may access statements free of charge through your online Account. |
Features
- Whether it's shopping, dining, travel or entertainment, eligible Card Members can access Amex Offers providing statement credits or bonus points. Amex Offers must be saved to the Card and used for qualifying spend, subject to offer-specific criteria, to receive a benefit.
- Get pre-sale tickets and access to some of your favourite events, and enjoy the Amex Entertainment Lounge before the show at select venues. With Amex, you can dive into unforgettable experiences.
- Up to 44 days to pay for purchases.
- Receive up to US $100 hotel credit and room upgrade (when available) at selected hotels in The Hotel Collection when you book two consecutive nights’ stay through American Express Travel. Subject to availability and eligibility criteria.
- Card Members receive complimentary Hilton Honors Silver status.
- Your Gold Card has flexible spending power, also known as no pre-set spending limit, because it is a Charge Card
Who can apply
- min age - 18
- residency status - You are an Australian citizen or permanent resident or hold a long term visa.Long term visa means 12 months or more and does not include a student visa.
- otherAdditional Cards are available for any friend or family member 16 years and over.
- otherAvailable only to existing American Express Card Members who transfer from an eligible American Express Card product. This product is not available for new applications.
- natural person
- otherApplications are assessed based on the information provided and are subject to credit approval.
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-07-08T02:30:00.000Z · Product ID: 8c378df3-bb99-4271-85cd-ad7d29385418