American Express
The Qantas American Express Discovery Card
American Express · cred and chrg cards
Provider last updated this product 2026-07-09.
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You'll complete your application on
American Express's website. Confirm the rate and fees with them
before applying.
The Qantas American Express Discovery Card has no annual fee and offers Qantas Points for every dollar spent.
Lending rates
| Type | Rate | Comparison | Purpose | Repayment | Fixed term | Applies to | Interest |
|---|---|---|---|---|---|---|---|
| PURCHASE | 23.99% | - | OTHER | OTHER | - | - | calculated daily, paid monthly |
| Interest rate applied to outstanding balances not paid in full by the due date. | |||||||
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| Annual Fee | PERIODIC | $0 | - |
| Additional Card Fee | PERIODIC | $0 | Applies to the first 4 Additional Cards |
| Late Payment Fee | EVENT | $30 | When you do not pay the minimum payment required by the due date as shown on your statement. |
| Currency Conversion Fee | PURCHASE | 3.50% | 3.5% of the converted amount. Payable when any charge is processed in a currency other than Australian dollars. |
| Dishonour Fee | EVENT | $6 | $6 for each dishonour or debit rejection. |
| Over The Counter Fee | PAYMENT | $3 | $3 Payable if you pay your Card Account in person at Australia Post by EFTPOS. |
| Record of Charge Fee | EVENT | $7 | $7 for charges in Australia, $10 for other charges |
| Additional Statement Fee | EVENT | $10 | Payable if you or an Additional Card Member requests an additional posted monthly paper statement. You may access statements free of charge through your online Account. |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-09-25 | 2026-09-30 (current) | 23.99% |
Published figures as captured daily since 2026-09-25. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- Whether it's shopping, dining, travel or entertainment, eligible Card Members can access Amex Offers providing statement credits or bonus points. Amex Offers must be saved to the Card and used for qualifying spend, subject to offer-specific criteria, to receive a benefit.
- Get pre-sale tickets and access to some of your favourite events, and enjoy the Amex Entertainment Lounge before the show at select venues. With Amex, you can dive into unforgettable experiences.
- Dreaming of your next adventure? Turn dreaming into doing by redeeming your Qantas Points for a Classic Flight Reward with Qantas and their participating partner airlines. Your points can be used for a one way, return or multi-destination Classic Flight Reward on over 50 partner airlines and affiliates and over 1,300 destinations worldwide.
Who can apply
- min age - 18
- residency status - You are an Australian citizen or permanent resident or hold a long term visa.Long term visa means 12 months or more and does not include a student visa.
- otherAdditional Cards are available for any friend or family member 16 years and over.
- natural person
- otherApplications are assessed based on the information provided and are subject to credit approval.
Limits
- min limit - 2000.00
The provider's own documents
Published by the provider under the Consumer Data Right. These are their documents, not ours - they are the authority on this product.
Last updated by data holder: 2026-07-09T05:00:00.000Z · Product ID: 59416429-117a-411f-b687-5cf3db3aed46