Warwick Credit Union
FIXED TERM DEPOSITS
Warwick Credit Union · term deposits
Provider last updated this product 2026-10-06.
Take advantage of great returns on our term deposits
Deposit rates
| Type | Rate | Term | Calculated | Applies to | Conditions | Interest |
|---|---|---|---|---|---|---|
| FIXED | 5.40% | 12 months | daily | $200,000 - $500,000, 12 - 12 months | - | calculated daily |
Fees
| Fee | Type | Amount | Details |
|---|---|---|---|
| STATEMENT_FEE | PERIODIC | $2 | When paper statements are requested - charged on statement cycle |
Rate history
The figures behind this chart
| From | Until | Rate |
|---|---|---|
| 2026-07-15 | 2026-10-05 | 5.20% |
| 2026-10-06 | 2026-10-26 (current) | 5.40% |
Published figures as captured daily since 2026-07-15. A step is the day the provider's published figure changed; days without a published figure carry the last published value.
Features
- No account keeping fee
- A guaranteed rate for terms of 12 months
- Earn a competitive interest rate on your investment with a minimum opening balance of $200,000 can get you started
- Interest can be paid monthly, quarterly, 6 monthly or at maturity. A reduced interest rate applies for monthly, quarterly and 6 monthly interest payments.
- We'll send you a written renewal notice before your deposit matures
- We may allow early withdrawals at our absolute discretion. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditions of Use
- For deposits over $500,000 rates and terms are by negotiation and subject to acceptance
Who can apply
- residency statusIndividuals must be citizens or permanent residents of Australia
- otherMust be a member of the Credit Union
Limits
- min balance - 200000.00
- opening balance - 200000.00
- max balance - 500000.00$500,000
Last updated by data holder: 2026-10-06T11:28:50.000+11:00 · Product ID: I2_12M_$200,000_plus